CD rates may be low, but you can still safely use CDs as fixed-income investments in your portfolio. To create some liquidity, try building a CD ladder. If you’re looking for the best CD rates in Paramus, NJ, our up-to-date research can help.
Because they are insured by the FDIC or NCUA up to $250,000 per depositor, CDs are a safe investment. But many institutions have stiff penalties for withdrawing your money early, so make sure to budget before purchasing a CD. Look for CD rates in Paramus, NJ, or in your area of New Jersey.
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