CD rates in Louisville, KY, are pretty low. The average national one-year CD rate is currently at 0.3 percent. But there are several institutions offering higher rates. Credit unions and online banks tend to offer better deals. You can use our rates survey to find the best CD rates in Louisville, KY.

Traditional certificates of deposit are insured by the FDIC up to $250,000 per depositor at banks. At credit unions, they are insured up to the same amount by the NCUA. That makes them a safe investment. Use our list of deals to find CD rates in Louisville, KY.

CD rates in Louisville, Kentucky

Here are the CD rates in Louisville, KY, as of 11:00 a.m.

Institution APY Min Deposit
Ally 1.04% $0
Share Plus Federal Bank 0.45% $1,000
Republic Bank & Trust Company 0.25% $10,000
PNC Bank 0.2% $1,000
Chase Bank 0.15% $1,000
Fifth Third Bank 0.05% $500

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