Rewards credit cards deliver extra value on your purchases and these perks can take many forms. You can earn travel miles, cash back and rewards points for a wide variety of purchases. To make the most of your spending, you simply need to match the best rewards credit card to your unique buying habits and rewards goals.
If you’re not a big traveler, a cash back credit card that earns rewards on every eligible purchase may be the best fit. However, if you travel frequently, you can earn free flights, free stays and more with a travel, hotel or airline rewards card. The best rewards credit cards also deliver hefty sign-up bonuses, plus many let you earn 2X and 3X points — or more — on eligible purchases.
Our Bankrate experts ranked the best rewards credit cards for 2020 on several key factors. Topping the list are sign-up bonuses, generous rewards and cash back rates, travel perks and ease of rewards redemption. Other criteria include 0% APR introductory offers, affordable APRs and low to no annual fees. Our rewards credit card reviews detail the experts’ top picks and provide recommendations for specific needs.
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WELCOME OFFER:Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.