Credit Card Advice

Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.

Latest credit card advice articles

Only travel occasionally? A cash back card might be just what you need

If you don’t travel enough to warrant a travel card, a cash back card could be the perfect choice.

4 min read Jan 17, 2023
The best credit card deals for 2023

The right credit card deal can make holding a card even more valuable.

6 min read Jan 16, 2023
How to choose a balance transfer credit card

The right balance transfer credit card for you depends on the length of the 0 percent APR period.

4 min read Jan 16, 2023
Best-looking credit cards for 2023

Here are our picks for the best-looking credit cards — and how you can use them.

10 min read Jan 13, 2023
How does ‘buy now, pay later’ affect your credit score?

Some BNPL plans may have more impact than others – here’s what to watch for.

5 min read Jan 13, 2023
Should I get a travel credit card that earns points, miles or both?

The right travel credit card ultimately depends on the type of traveler you are.

6 min read Jan 12, 2023
Credit card fraud statistics

Credit card fraud is the second most common type of identity theft in the U.S.

6 min read Jan 12, 2023
What credit score is needed for Chase credit cards?

In most cases, your credit needs to fall in the “good” to “excellent” range.

2 min read Jan 12, 2023
What is penalty APR and how do you avoid it?

Penalty APR is a higher rate incurred by violating a card’s terms of service.

6 min read Jan 11, 2023
Is it better to pay off your credit card or keep a balance?

Many credit card holders choose to carry a balance on their card, but this strategy costs more in the long run and your credit score is better served by paying your balance in full.

3 min read Jan 11, 2023
What credit score do you need for a credit card?

A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.

7 min read Jan 11, 2023
What happens if you miss a credit card payment?

Here’s how to minimize (and prevent) the damage of missing a payment.

5 min read Jan 11, 2023
Can you pay student loans with a credit card?

You can pay your student loans off with credit, but that doesn’t mean you should.

5 min read Jan 10, 2023
How to recover after big holiday spending

Did you overspend this holiday season? We’ve got expert advice to help you get back on track.

4 min read Jan 10, 2023
New year, new business: Mistakes to avoid when starting a business

2023 is the year you’re finally going to fulfill your dream of launching your own business or assertively growing the one you already have.

5 min read Jan 09, 2023
How to use 0% APR credit cards for home renovations

Using a 0 percent APR credit card for home renovations projects can be a smart move.

9 min read Jan 09, 2023
Small business credit cards vs. corporate credit cards: What’s best for your growing business?

When choosing a credit card for your business and employees, know the risks.

4 min read Jan 06, 2023
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023

Here’s how I earned $1,701 in credit card rewards in 2022.

4 min read Jan 06, 2023
Want a lower credit card interest rate? Just ask

Securing a lower interest rate may be as simple as asking your credit card issuer.

4 min read Jan 06, 2023
What debts can you transfer to a credit card?

Should you transfer auto, personal, student and home equity loan debt to a 0 percent interest balance transfer credit card?

4 min read Jan 06, 2023

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