Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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A guide to luxury credit cards
Luxury credit cards are no longer as mysterious as they once were.
6 min read Jun 17, 2025 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Jun 16, 2025 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
9 min read Jun 16, 2025 -
Amex EveryDay Credit Card vs. Blue Cash Everyday Card from American Express
If your family spends a lot on groceries each month, you should check out these cards.
8 min read Jun 13, 2025 -
Credit card expert breaks down J.D. Power and Bankrate scores
Bankrate helps you determine the top-rated credit cards based on objective data.
5 min read Jun 12, 2025 -
9 things to know about the Ramp Business Card
Here’s everything you need to know about the Ramp corporate card before you apply.
5 min read Jun 12, 2025 -
What is a chargeback?
Here’s what you need to know about chargebacks and when to pursue them.
6 min read Jun 11, 2025 -
The ultimate World of Hyatt guide
Explore the benefits of the World of Hyatt rewards program.
11 min read Jun 11, 2025 -
How to see if you’re prequalified for a credit card
Credit card preapproval or prequalification — which is better?
9 min read Jun 11, 2025 -
RFID credit cards: Should you worry about protection?
If you’re wondering how safe RFID credit cards are, you’re in for some good news.
5 min read Jun 10, 2025 -
What should I do if I find someone’s credit card?
Found a lost credit card? Here’s what you should do next.
4 min read Jun 10, 2025 -
Do magnets affect credit cards?
Learn about how magnets can damage your credit card’s magnetic strip.
4 min read Jun 10, 2025 -
Best 5% cash back credit cards
FInd out what the best 5% cash back credit cards offer and which is right for you.
8 min read Jun 05, 2025 -
What happens if you miss a credit card payment?
Here’s how to minimize (and prevent) the damage of missing a payment.
6 min read Jun 04, 2025 -
Ways your credit card info might be stolen and how to prevent it
Keep an eye out for fraud and take these steps to mitigate the damage.
10 min read Jun 04, 2025 -
How to remove an authorized user from a credit account
Looking to remove an authorized user? The process is simple.
5 min read Jun 04, 2025 -
PayPal vs. credit cards: Which is safer?
PayPal and credit cards are both safe and secure payment options.
6 min read Jun 04, 2025 -
What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
6 min read Jun 02, 2025 -
Maximizing your credit card’s transit bonus categories
Commuters can earn extra rewards for their transit purchases with these credit cards
5 min read Jun 02, 2025 -
Swipe, spend and regret: The sneaky psychology of credit card spending
Psychological triggers can have a major impact on credit card spending.
6 min read Jun 02, 2025