Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How long does it take to get a credit card?
The credit card approval process can be speedy or could take weeks.
4 min read Sep 12, 2025 -
I’m a credit card expert, and here are 30 things I always tell people
Here are 30 pieces of advice from one Bankrate credit cards writer and expert.
9 min read Sep 12, 2025 -
What you need to know about your credit score
Which factors matter the most for your credit score? Here’s our guide.
8 min read Sep 12, 2025 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
11 min read Sep 12, 2025 -
How to close a Discover account
Learn the steps needed to close a Discover account, as well as alternative options.
6 min read Sep 12, 2025 -
When to change credit cards if your business is growing
Here’s how to know if your growing business may require a new credit card.
6 min read Sep 12, 2025 -
7 things credit experts never do with their credit cards
Experts share what they avoid when it comes to credit cards.
7 min read Sep 12, 2025 -
Your guide to everything 0% intro APR
Here’s how to maximize the benefits of a 0% intro APR credit card.
8 min read Sep 11, 2025 -
Financial therapist vs. financial advisor vs. credit counselor: Which is best for you?
Learn the difference between financial therapists, advisors and credit counselors.
6 min read Sep 11, 2025 -
Can a hotel charge my credit card for damage I didn’t cause?
Here’s what to do if your credit card is charged after you’ve left a hotel.
4 min read Sep 11, 2025 -
How improving my credit changed my life for the better
Getting into trouble with credit card debt can happen to anyone, but there is hope.
3 min read Sep 11, 2025 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Sep 11, 2025 -
How to maximize the Citi ThankYou trifecta
If you want to maximize your Citi rewards, consider the Citi trifecta strategy.
7 min read Sep 11, 2025 -
Know your rights when facing credit card fraud
If you find yourself a victim to credit card fraud, there’s recourse to follow.
5 min read Sep 10, 2025 -
5 ways to use AI to boost your credit score
AI could be helpful when it comes to building your credit. Here’s how.
6 min read Sep 10, 2025 -
Capital One Refer a Friend: Earn up to $500
You can earn extra rewards through Capital One just by referring your friends. Here’s how the issuer’s Refer a Friend program works.
5 min read Sep 09, 2025 -
I received a store card I didn’t apply for. Should I cancel it?
What do you do if you receive a credit card you didn’t apply for?
4 min read Sep 09, 2025 -
The complete guide to balance transfers
What is a balance transfer — and is it a good idea for debt?
9 min read Sep 09, 2025 -
What are co-branded credit cards?
Save money and earn exclusive rewards and perks with a co-branded card.
7 min read Sep 08, 2025 -
Are credit cards that automatically reward your top spending categories a good deal?
Some cards automatically offer rewards in your top spending categories each period.
4 min read Sep 07, 2025