Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Best credit cards for airport lounge access
Find out the best travel credit cards for airport lounge access.
10 min read Sep 22, 2025 -
Best credit card combinations to maximize rewards
Credit card combos can be powerful rewards earners. Here’s are some of the best ones.
13 min read Sep 22, 2025 -
Why the Amex Platinum is a great card for active-duty military
Get all the generous benefits this card offers for an annual fee of $0.
7 min read Sep 22, 2025 -
How to use your Amex Platinum points for holiday travel
Learn how to redeem your Amex Platinum points for holiday travel.
8 min read Sep 22, 2025 -
What is a student credit card?
A student credit card is designed for people starting to build their credit.
11 min read Sep 16, 2025 -
How long does it take to get a credit card?
The credit card approval process can be speedy or could take weeks.
4 min read Sep 12, 2025 -
I’m a credit card expert, and here are 30 things I always tell people
Here are 30 pieces of advice from one Bankrate credit cards writer and expert.
9 min read Sep 12, 2025 -
What you need to know about your credit score
Which factors matter the most for your credit score? Here’s our guide.
8 min read Sep 12, 2025 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
11 min read Sep 12, 2025 -
How to close a Discover account
Learn the steps needed to close a Discover account, as well as alternative options.
6 min read Sep 12, 2025 -
When to change credit cards if your business is growing
Here’s how to know if your growing business may require a new credit card.
6 min read Sep 12, 2025 -
7 things credit experts never do with their credit cards
Experts share what they avoid when it comes to credit cards.
7 min read Sep 12, 2025 -
Your guide to everything 0% intro APR
Here’s how to maximize the benefits of a 0% intro APR credit card.
8 min read Sep 11, 2025 -
Financial therapist vs. financial advisor vs. credit counselor: Which is best for you?
Learn the difference between financial therapists, advisors and credit counselors.
6 min read Sep 11, 2025 -
Can a hotel charge my credit card for damage I didn’t cause?
Here’s what to do if your credit card is charged after you’ve left a hotel.
4 min read Sep 11, 2025 -
How improving my credit changed my life for the better
Getting into trouble with credit card debt can happen to anyone, but there is hope.
3 min read Sep 11, 2025 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Sep 11, 2025 -
How to maximize the Citi ThankYou trifecta
If you want to maximize your Citi rewards, consider the Citi trifecta strategy.
7 min read Sep 11, 2025 -
Know your rights when facing credit card fraud
If you find yourself a victim to credit card fraud, there’s recourse to follow.
5 min read Sep 10, 2025 -
How small businesses can tap into the benefits of the Capital on Tap Business Credit Card
Capital on Tap Business card offers many benefits for eligible businesses.
3 min read Sep 10, 2025