Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What is a cash advance?
A cash advance is a short-term cash loan against the line of credit on your credit card.
5 min read Jul 29, 2025 -
How to earn the Amex Blue Cash Everyday welcome bonus
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
5 min read Jul 28, 2025 -
Are cryptocurrency rewards credit cards a good idea?
Only you can decide if a crypto credit card is a good idea or not.
4 min read Jul 25, 2025 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
5 min read Jul 25, 2025 -
Here’s why you should use the Citi Diamond Preferred Card for balance transfers
Here’s why using the Citi Diamond Preferred Card for balance transfers makes sense.
5 min read Jul 25, 2025 -
How to use the American Express travel portal
Learn how to book flights, hotels and more through AmexTravel.com
6 min read Jul 24, 2025 -
Mastercard credit card benefits: What is the difference between each tier?
Learn about each Mastercard credit card tier’s benefits and perks.
8 min read Jul 23, 2025 -
How to rent a car with points and miles
Booking car rentals with rewards points can offer some value to travelers.
4 min read Jul 23, 2025 -
How does my business credit card impact my personal credit score?
A business credit card could impact your personal credit.
5 min read Jul 23, 2025 -
Capital One mobile app review: Everything to know as a cardholder
Capital One offers a mobile app for bank and credit card account management.
9 min read Jul 22, 2025 -
Do I need credit card travel insurance?
Here’s everything you need to know about credit card travel insurance.
13 min read Jul 22, 2025 -
Are retail credit cards worth it?
Store credit cards reward loyalty, but they may not be the best choice for you.
8 min read Jul 22, 2025 -
Best no-annual-fee business credit cards
Here are the best no-annual-fee business credit cards and how to choose one.
30 min read Jul 22, 2025 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
4 min read Jul 18, 2025 -
Credit card information: The basics you need to know
From security codes to minimum payments, here’s the credit card information you need to know.
8 min read Jul 18, 2025 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
8 min read Jul 18, 2025 -
What is a charge card?
A charge card doesn’t have a preset limit, but it must be paid in full each month.
4 min read Jul 18, 2025 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Jul 18, 2025 -
How the Bank of America Customized Cash Rewards card’s category selection works
Here’s how the Bank of America Customized Cash Rewards card’s category selection works.
5 min read Jul 17, 2025 -
What’s the difference between a co-signer and an authorized user?
What’s the difference between an authorized user and a credit card co-signer?
5 min read Jul 17, 2025