Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
4 min read Sep 18, 2024 -
What is PayPal? A complete guide
Here’s what you need to know to get started with PayPal.
8 min read Aug 22, 2024 -
7 credit card tips for college students
Learn how to use a student credit card responsibly as a college student.
4 min read Aug 22, 2024 -
How to dispute a credit card charge
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
5 min read Aug 25, 2024 -
Can you get a business credit card without a business?
A business credit card can help manage the cost of your business, whatever the gig.
7 min read Oct 18, 2024 -
What does 0% APR mean?
Here’s how to maximize the benefits of a 0% intro APR credit card.
6 min read Aug 21, 2024 -
What is a charge card?
A charge card doesn’t have a preset limit, but requires an excellent credit score and must be paid in full each month.
5 min read Aug 21, 2024 -
How to find fixed-rate credit cards
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
5 min read Sep 30, 2024 -
APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
5 min read Aug 16, 2024 -
Should you get a credit card?
A credit card can be a good financial tool. When should you get one?
8 min read Aug 16, 2024 -
Best Delta Air Lines credit cards
Check out Bankrate’s top Delta credit card picks.
7 min read Sep 27, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024 -
Best credit cards with cellphone insurance
Protect your phone with the best credit cards for cellphone insurance.
4 min read Aug 15, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
5 min read Aug 15, 2024 -
Capital One QuicksilverOne vs. Quicksilver
Get the simplicity and true convenience of an unlimited 1.5 percent cash back on every purchase.
4 min read Aug 14, 2024 -
Credit card referral bonuses: Earn rewards through friends
How to use credit card referrals to earn extra rewards.
5 min read Aug 13, 2024 -
How old do you have to be to get a credit card?
What are your credit card options if you are below 21 years of age?
4 min read Aug 13, 2024 -
Should I get a student credit card?
A student credit card is a big deal. Here’s what you should know before getting one.
4 min read Aug 13, 2024