Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
7 min read Dec 06, 2024 -
How long does it take to get a credit card?
The credit card approval process can be a relatively speedy, but it may take weeks.
5 min read Dec 06, 2024 -
How to cancel a credit card without hurting your credit score
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
5 min read Dec 05, 2024 -
It took me five years to achieve excellent credit. Now what?
Achieving excellent credit helped me refinance a loan and get better credit card offers.
7 min read Dec 05, 2024 -
Why did my credit card issuer just increase my credit limit?
Responsible credit usage or change in income may result in a credit increase.
5 min read Dec 05, 2024 -
Can you buy lottery tickets with a credit card?
Find out if states prohibit using your credit card for lottery ticket purchases and the reasons why.
3 min read Dec 04, 2024 -
Can you get a business credit card without a business?
Find out if you can get a business credit card for a side gig, without owning a business.
7 min read Dec 04, 2024 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
6 min read Dec 03, 2024 -
My immigrant parents preached these 5 credit card rules. Here’s how they hold up.
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?
7 min read Dec 03, 2024 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
5 min read Dec 02, 2024 -
How to report income on your credit card application
Stating your correct income when you apply for a new card is very important.
5 min read Nov 27, 2024 -
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
4 min read Nov 27, 2024 -
How to redeem credit card rewards
You can redeem card rewards for cash back, points or miles and gift cards.
7 min read Nov 27, 2024 -
Do I need a co-signer for my credit card if I’m under 21?
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
5 min read Nov 27, 2024 -
What really happens when you apply for a credit card, and how to improve your approval odds
Insider info on how credit card issuers review and consider new card applications.
6 min read Nov 27, 2024 -
College students: Enjoy these student card benefits
Earn rewards for your spending while establishing your credit history as a student.
5 min read Nov 27, 2024 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
4 min read Nov 26, 2024 -
Credit card protection: What is it and is it worth it?
Credit card protection insurance can help preserve your credit’s health in a pinch.
6 min read Nov 26, 2024 -
7 credit card tips for college students
Learn how to use a student credit card responsibly as a college student.
4 min read Nov 26, 2024 -
The pros and cons of 0% APR credit cards
Find out the pros and cons of a 0 percent intro APR credit card.
6 min read Nov 26, 2024