Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
How to pay a credit card bill
Learn how to pay your credit card, when you should pay your bill and more.
6 min read Jun 26, 2025 -
Guide to Alaska Airlines’ partners
Learn how to use Alaska Airlines miles with its partners.
10 min read Jun 25, 2025 -
Why did my credit card issuer just increase my credit limit?
Responsible credit usage or change in income may result in a credit increase.
5 min read Jun 25, 2025 -
College students: Enjoy these student card benefits
Earn rewards for your spending while establishing your credit history as a student.
4 min read Jun 25, 2025 -
How long should you keep a secured card?
A secured credit card can help kick off your credit journey and build credit.
3 min read Jun 23, 2025 -
Can you pay college tuition with a credit card?
While it’s possible to put college tuition on a credit card, it’s likely not a smart move.
3 min read Jun 23, 2025 -
What credit score do you need for a credit card?
A look into what credit score you need to qualify for different types of credit cards.
8 min read Jun 23, 2025 -
Credit cards that offer purchase protection
Some credit cards offer purchase protection. Here are some of the best options.
6 min read Jun 23, 2025 -
Can you buy lottery tickets with a credit card?
Find out if states prohibit using your credit card for lottery ticket purchases and the reasons why.
5 min read Jun 20, 2025 -
What to state as income on a student credit card application
Unemployed students can still get a student credit card if they have other income.
8 min read Jun 20, 2025 -
What is an outstanding balance on a credit card?
Learn about a credit card’s outstanding balance vs. statement balance.
3 min read Jun 20, 2025 -
Is it illegal to use a business credit card for personal expenses?
No, but mixing business and personal expenses can have some serious consequences.
6 min read Jun 20, 2025 -
What can I do if my credit card billing error dispute is denied?
Credit card issuers must provide an explanation for denying your billing error dispute.
4 min read Jun 19, 2025 -
Can you get your credit card’s annual fee waived?
Learn how to have a great rewards credit card and avoid paying an annual fee.
5 min read Jun 18, 2025 -
How can I remove my card information from a website?
Learn how to remove your card information from an online site.
6 min read Jun 17, 2025 -
My bank refuses to refund fraudulent charges on my card — now what?
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
4 min read Jun 17, 2025 -
A guide to luxury credit cards
Luxury credit cards are no longer as mysterious as they once were.
6 min read Jun 17, 2025 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
6 min read Jun 16, 2025 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Jun 16, 2025 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
9 min read Jun 16, 2025