Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Chase tool helps you avoid getting burned by recurring charges
Chase’s Stored Cards feature can help you track where your money is going.
5 min read Jan 24, 2025 -
Is the Capital One Savor worth it?
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
7 min read Jan 17, 2025 -
What is the Chase 5/24 rule?
Opening more than 5 credit cards in the past 24 months can lower your approval chances.
4 min read Jan 07, 2025 -
Can I use a personal card for business expenses?
You can use your personal credit card for business expenses, but should you?
14 min read Jan 06, 2025 -
Best hotel perks you can get with a credit card
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
4 min read Jan 06, 2025 -
Should I pay for a canceled order that was delivered?
If you have buyer’s remorse, are you responsible for payment?
4 min read Jan 02, 2025 -
How can I get a credit card refund for my canceled flight?
In case your flight is canceled or delayed, here’s what to know about card reimbursements and other protections.
5 min read Jan 01, 2025 -
8 tips for using gas credit cards wisely
Saving money on gas with credit cards isn’t as simple as it seems.
5 min read Dec 23, 2024 -
Can you pay student loans with a credit card?
You can pay for your student loans with a credit card, but you may have to get creative.
5 min read Dec 23, 2024 -
Best Concora credit cards
Discover the best Concora credit cards for people with bad credit.
14 min read Dec 21, 2024 -
How to maximize rewards on an international trip
Here’s how to earn the most points possible during your next trip abroad.
6 min read Dec 17, 2024 -
Best credit cards for home improvements
Find out how to use a 0 percent APR credit card to finance home projects.
16 min read Dec 16, 2024 -
Is the Chase Freedom Flex worth it?
Learn how the quarterly bonus structure works and how it compares to other options.
5 min read Dec 16, 2024 -
Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
My immigrant parents preached these 5 credit card rules. Here’s how they hold up.
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?
7 min read Dec 03, 2024 -
How to report income on your credit card application
Stating your correct income when you apply for a new card is very important.
6 min read Nov 27, 2024 -
What really happens when you apply for a credit card, and how to improve your approval odds
Insider info on how credit card issuers review and consider new card applications.
6 min read Nov 27, 2024 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
4 min read Nov 26, 2024 -
Traveling around the world with credit card points
Points and miles can allowed you to travel across the globe.
7 min read Nov 26, 2024 -
Bank of America Purchase Protection Guide
Learn about bank of America purchase protection, how it works and how you can file a claim.
4 min read Nov 22, 2024