Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Can you let someone use your credit card or lend yours?
Is sharing your credit card illegal? No, but here’s why you still shouldn’t do it.
7 min read Apr 24, 2025 -
What to do when you’re not immediately approved for a credit card
What you need to know about the credit card approval process when approval is delayed.
5 min read Apr 23, 2025 -
Are joint credit cards a good idea?
Both authorized users and joint applicants can share credit cards, but should they?
8 min read Apr 23, 2025 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Apr 22, 2025 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves you’re a creditworthy consumer.
8 min read Apr 22, 2025 -
Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
4 min read Apr 22, 2025 -
How to dispute a credit card charge
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
6 min read Apr 19, 2025 -
What to do if someone opens a credit card in your name
Identity theft can be tricky, but you have rights if you fall victim to fraud.
7 min read Apr 19, 2025 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Apr 18, 2025 -
Can you change a secured credit card to an unsecured card?
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
4 min read Apr 18, 2025 -
Business credit card vs. small business loan: Which is better for you?
If you need capital for a business, consider a small business loan or credit card.
7 min read Apr 18, 2025 -
Cashback Monitor guide
Cashback Monitor tracks reward earning rates across many online shopping portals.
5 min read Apr 18, 2025 -
What is a student credit card?
A student credit card is designed for people starting to build their credit.
9 min read Apr 16, 2025 -
How to request a credit line increase with American Express
A credit line increase can help boost your spending power and your credit score.
6 min read Apr 15, 2025 -
Guide to instant-use credit cards
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
6 min read Apr 14, 2025 -
APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
7 min read Apr 13, 2025 -
How to decide which rewards credit card is best for you
Find a credit card that aligns with your spending pattern to reap the rewards.
5 min read Apr 11, 2025 -
You can pay your medical bills with a credit card, but should you?
When paying for medical bills with credit, aim to pay it off as soon as possible.
7 min read Apr 11, 2025 -
Best-looking cards for 2025
Here are our picks for the best-looking credit cards — and how you can use them.
53 min read Apr 11, 2025 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
9 min read Apr 11, 2025