Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Best credit cards for airport lounge access
Find out the best travel credit cards for airport lounge access.
6 min read Apr 25, 2024 -
10 credit card mistakes to avoid in 2024
Avoid these 10 credit card mistakes this year to make the best use of your credit.
8 min read Aug 16, 2024 -
Do magnets affect credit cards?
Learn about how magnets can damage your credit card’s magnetic strip.
4 min read Mar 29, 2024 -
Best unsecured credit cards for bad credit
Learn about unsecured credit cards for bad credit you should consider.
5 min read Jul 19, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Apr 17, 2024 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Mar 25, 2024 -
What to do if someone opens a credit card in your name
Identity theft can be tricky, but you have rights if you fall victim to fraud.
7 min read Mar 22, 2024 -
Why you should have a 2% cash back card
A 2 percent cash back card can be a great addition to your wallet.
4 min read Jun 20, 2024 -
Best soft pull credit cards
Here’s what you need to know about soft pull credit cards and which issuers offer them.
5 min read Mar 20, 2024 -
What is penalty APR and how do you avoid it?
Learn about penalty APRS and how to avoid them.
6 min read Mar 12, 2024 -
Should I close my credit card if I have a high interest rate?
Follow these steps to save money and eliminate your high-interest debt.
6 min read Mar 11, 2024 -
How to maximize spending with Amex Offers
Amex Offers let you earn rewards when you activate and meet the requirements.
9 min read Aug 02, 2024 -
Reasons to love the Discover it® Cash Back
Learn more about the Discover it® Cash Back and why it’s one of the best cash back credit cards.
4 min read May 30, 2024 -
8 tips for using gas credit cards wisely
Saving money on gas with credit cards isn’t as simple as it seems.
5 min read Feb 29, 2024 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Apr 23, 2024 -
Best credit cards for medical expenses
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
6 min read Jul 22, 2024 -
Average credit card debt in the U.S.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
4 min read Feb 28, 2024 -
6 ways to get bigger credit card bonuses
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
3 min read Apr 23, 2024 -
If you return a purchase, can you keep the credit card rewards?
Returning an item purchased with credit will cause points earned to be deducted.
4 min read Apr 23, 2024 -
How to rent a car with points and miles
Booking car rentals with rewards points can offer some value to travelers.
4 min read Apr 23, 2024