Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Best starter credit cards
A starter card can be a great tool for building credit while practicing good habits.
31 min read Jun 02, 2025 -
How to add and remove authorized users on a Chase card
Here’s our guide to adding and removing authorized users on a Chase credit card.
4 min read May 31, 2025 -
My credit card issuer lowered my limit — what do I do?
Discover preventative measures and what to do if your limit was already cut.
7 min read May 30, 2025 -
Is it better to pay off your credit card or keep a balance?
Your credit score is better served by paying your balance in full.
6 min read May 30, 2025 -
What to do with an old or expired credit card
Here’s what to consider before you get rid of old credit cards.
6 min read May 29, 2025 -
Can credit card companies tell if you lie on an application?
Lying on your application can have serious consequences, so think twice before you submit.
5 min read May 28, 2025 -
Line of credit vs. credit card: What’s the difference?
While these two credit products are similar, there are key differences.
9 min read May 28, 2025 -
Can you get a business credit card without a business?
Can you get a business credit card for a side gig without owning a business?
8 min read May 28, 2025 -
What is an ATM card?
An ATM card looks like a debit or credit card, but it serves a different function.
4 min read May 27, 2025 -
Best credit cards for a Disney vacation
Discover the best credit cards to use for your next Disney vacation.
7 min read May 23, 2025 -
How to switch credit cards with your issuer
If your card doesn’t match your needs, consider switching cards with your issuer.
5 min read May 23, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
8 min read May 22, 2025 -
Is it safe to give an app my credit card information?
Giving card info to a trusted app is generally secure but still comes with risk.
5 min read May 20, 2025 -
Best credit cards for medical expenses
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
34 min read May 20, 2025 -
Chase Slate Edge vs. Chase Freedom Unlimited
Between the Chase Slate Edge and the Chase Freedom Unlimited, which card is best?
6 min read May 17, 2025 -
How long can a credit card charge be pending?
Pending credit card transactions may take a few days depending on the merchant.
5 min read May 16, 2025 -
Can I use my spouse’s income on credit card applications?
What you need to know about listing income on your credit card application
5 min read May 15, 2025 -
What do the numbers on your credit card mean?
Your credit card’s 15- or 16-digit number helps authenticate transactions.
5 min read May 14, 2025 -
What is a black credit card?
A black card is a type of extremely exclusive credit card.
8 min read May 14, 2025 -
Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
5 min read May 13, 2025