Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
How to change the name on your credit card
Reach out to your credit card issuer to request a name change on your card.
6 min read Nov 22, 2023 -
Giving Tuesday: Smart ways to use credit cards to donate this year
Giving Tuesday is a good time to donate with your credit card
5 min read Nov 21, 2023 -
Annoying travel fees you can avoid with the right card lineup
By leveraging the right credit cards, you can save money on travel and have more to spend at your destination.
4 min read Apr 23, 2024 -
Is the Capital One Savor card worth it?
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
4 min read Nov 08, 2023 -
Guide to IHG rewards points value
The IHG Rewards Club is worth considering if you’re traveling with any of IHG’s brands. But what are the points actually worth?
4 min read Nov 06, 2023 -
Why is good credit so important?
Here’s what you need to do to get your score within a good credit range.
5 min read May 13, 2024 -
Is the Chase Freedom Flex worth it?
Learn how the quarterly bonus structure works and how it compares to other options.
5 min read Apr 23, 2024 -
Why the Citi Double Cash card is good for first-time card owners
The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.
3 min read Jan 23, 2024 -
Can you pay rent with a credit card?
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
6 min read Oct 26, 2023 -
Which credit cards earn rewards for Airbnb and VRBO stays?
Learn some of the best ways to earn cash back on Airbnb and VRBO.
8 min read Apr 23, 2024 -
What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
7 min read May 13, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Oct 25, 2023 -
What to state as income on a student credit card application
If you’re a student without a steady job, you can still get a credit card by listing financial aid and regular deposits from your parents as income.
5 min read Apr 23, 2024 -
What is a cash advance?
A cash advance is a short-term cash loan against the line of credit on your credit card.
3 min read Oct 20, 2023 -
Best cash back credit card bonus offers
Check out some of the best cash back cards available and their bonuses.
8 min read Mar 05, 2024 -
Best hotel perks you can get with a credit card
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
4 min read Mar 07, 2024 -
Is redeeming rewards for gift cards a good idea?
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
3 min read Apr 23, 2024 -
Your complete guide to the Bonvoy Brilliant $300 dining credit
The Amex Marriott Bonvoy Brilliant’s $300 dining credit might be a downgrade from the previous hotel credit. Here’s everything you need to know about this and other changes to this card.
3 min read Oct 12, 2023 -
Are elite credit cards worth it?
Elite credit cards come with generous rewards and perks but hefty annual fees.
5 min read Mar 15, 2024 -
How to use the Chase Sapphire Reserve travel credit
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
5 min read Oct 11, 2023