Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Can you change a secured credit card to an unsecured card?
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
4 min read Apr 18, 2025 -
Business credit card vs. small business loan: Which is better for you?
If you need capital for a business, consider a small business loan or credit card.
7 min read Apr 18, 2025 -
Cashback Monitor guide
Cashback Monitor tracks reward earning rates across many online shopping portals.
5 min read Apr 18, 2025 -
What is a student credit card?
A student credit card is designed for people starting to build their credit.
9 min read Apr 16, 2025 -
How to request a credit line increase with American Express
A credit line increase can help boost your spending power and your credit score.
6 min read Apr 15, 2025 -
Guide to instant-use credit cards
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
6 min read Apr 14, 2025 -
APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
7 min read Apr 13, 2025 -
How to decide which rewards credit card is best for you
Find a credit card that aligns with your spending pattern to reap the rewards.
5 min read Apr 11, 2025 -
Can you pay medical bills with a credit card?
When paying for medical bills with credit, aim to pay it off as soon as possible.
7 min read Apr 11, 2025 -
Best-looking cards for 2025
Here are our picks for the best-looking credit cards — and how you can use them.
43 min read Apr 11, 2025 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
9 min read Apr 11, 2025 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read Apr 11, 2025 -
Why you should have a 2% cash back card
A 2 percent cash back card can be a strong addition to your wallet.
4 min read Apr 11, 2025 -
How to find fixed-rate credit cards
Fixed-rate credit cards aren’t as common as they once were.
5 min read Apr 11, 2025 -
How to redeem credit card rewards
You can redeem card rewards for cash back, points or miles and gift cards.
7 min read Apr 11, 2025 -
How to maximize spending with Amex Offers
Amex Offers let you earn rewards when you activate and meet the requirements.
6 min read Apr 10, 2025 -
When do credit card companies report to the credit bureaus?
Safeguard your score by understanding when your issuer reports to the bureaus.
4 min read Apr 10, 2025 -
How to request a credit line increase with Wells Fargo
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
5 min read Apr 10, 2025 -
Everything you need to know about credit utilization ratio
Credit utilization is a big part of your credit score, and you should take steps to manage it well.
8 min read Apr 09, 2025 -
How to request a credit line increase with Discover
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
8 min read Apr 08, 2025