Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
5 min read Aug 15, 2024 -
Capital One QuicksilverOne vs. Quicksilver
Get the simplicity and true convenience of an unlimited 1.5 percent cash back on every purchase.
4 min read Aug 14, 2024 -
Credit card referral bonuses: Earn rewards through friends
How to use credit card referrals to earn extra rewards.
5 min read Aug 13, 2024 -
Can you pay off your Apple Card with a balance transfer?
Find out if you can pay off your Apple Card with a balance transfer.
5 min read Aug 12, 2024 -
RFID credit cards: Should you worry about protection?
If you’re wondering how safe RFID credit cards are, you’re in for some good news.
5 min read Aug 12, 2024 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Aug 09, 2024 -
What to do when you’re not immediately approved for a credit card
Everything you need to know about the credit card approval process.
5 min read Aug 08, 2024 -
What counts as “entertainment” on the Capital One Savor cards?
Learn more about the Capital One Savor cards’ entertainment category.
6 min read Aug 08, 2024 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Aug 07, 2024 -
When to apply for a credit card after bankruptcy
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit?
6 min read Aug 05, 2024 -
Is the Amex Gold worth it?
The Amex Gold can offer incredible value, but it’s not for everyone.
6 min read Jul 31, 2024 -
What is a balance transfer — and is it a good idea for debt?
A balance transfer could be a helpful way to streamline your high-interest debt.
6 min read Jul 26, 2024 -
9 things to know about the Ramp corporate card
Here’s everything you need to know about the Ramp corporate card before you apply.
4 min read Jul 25, 2024 -
How to request a credit line increase with Capital One
Increasing the credit limit of your Capital One card can be done automatically, online or by phone.
5 min read Jul 25, 2024 -
Best 5% cash back credit cards
FInd out what the best 5% cash back credit cards offer and which is right for you.
5 min read Jul 24, 2024 -
Bank refuses to refund fraudulent charges
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
4 min read Jul 23, 2024 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read Jul 23, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024