Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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5 ways to use AI to boost your credit score
AI could be helpful when it comes to building your credit. Here’s how.
6 min read Sep 10, 2025 -
Capital One Refer a Friend: Earn up to $500
You can earn extra rewards through Capital One just by referring your friends. Here’s how the issuer’s Refer a Friend program works.
5 min read Sep 09, 2025 -
I received a store card I didn’t apply for. Should I cancel it?
What do you do if you receive a credit card you didn’t apply for?
4 min read Sep 09, 2025 -
The complete guide to balance transfers
What is a balance transfer — and is it a good idea for debt?
9 min read Sep 09, 2025 -
Visa credit card benefits: What’s the difference between Visa Traditional, Signature and Infinite?
The differences between these Visa credit card tiers lie in the extra benefits.
8 min read Sep 08, 2025 -
What are co-branded credit cards?
Save money and earn exclusive rewards and perks with a co-branded card.
7 min read Sep 08, 2025 -
Are credit cards that automatically reward your top spending categories a good deal?
Some cards automatically offer rewards in your top spending categories each period.
4 min read Sep 07, 2025 -
What is a negative balance on your credit card?
Having a negative balance on a credit card reflects what your issuer owes you.
3 min read Sep 05, 2025 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
7 min read Sep 05, 2025 -
Do I need a co-signer for my credit card if I’m under 21?
If you’re under 21, you need proof of your income or a co-signer to get a card, but there are other options.
5 min read Sep 05, 2025 -
Why I made my child an authorized user on my credit card
Learn the benefits of making your child an authorized user on your credit card.
5 min read Sep 05, 2025 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
7 min read Sep 04, 2025 -
Debit vs. credit card: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
7 min read Aug 28, 2025 -
Changing the due date on your credit card bills
Balance your cash flow by reordering your credit card payment dates.
6 min read Aug 28, 2025 -
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
Compare and contrast these two top of the line rotating bonus category cards.
8 min read Aug 27, 2025 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
4 min read Aug 27, 2025 -
What counts as ‘entertainment’ on the Capital One Savor cards?
Here’s what counts in the Capital One Entertainment category for the Savor card family.
8 min read Aug 27, 2025 -
What is a “preferred” credit card?
Is “preferred” just a marketing term? Yes. Here’s what to know.
2 min read Aug 27, 2025 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
5 min read Aug 27, 2025 -
Guide to Citi ThankYou Rewards transfer partners
Citi ThankYou Rewards members can transfer points to one of Citi’s many partners.
7 min read Aug 26, 2025