Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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What is a negative balance on your credit card?
Having a negative balance on a credit card reflects what your issuer owes you.
3 min read Sep 05, 2025 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
7 min read Sep 05, 2025 -
Do I need a co-signer for my credit card if I’m under 21?
If you’re under 21, you need proof of your income or a co-signer to get a card, but there are other options.
5 min read Sep 05, 2025 -
Why I made my child an authorized user on my credit card
Learn the benefits of making your child an authorized user on your credit card.
5 min read Sep 05, 2025 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
7 min read Sep 04, 2025 -
Debit vs. credit card: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
7 min read Aug 28, 2025 -
Changing the due date on your credit card bills
Balance your cash flow by reordering your credit card payment dates.
6 min read Aug 28, 2025 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
4 min read Aug 27, 2025 -
What is a “preferred” credit card?
Is “preferred” just a marketing term? Yes. Here’s what to know.
2 min read Aug 27, 2025 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
5 min read Aug 27, 2025 -
Guide to Citi ThankYou Rewards transfer partners
Citi ThankYou Rewards members can transfer points to one of Citi’s many partners.
7 min read Aug 26, 2025 -
Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit.
6 min read Aug 25, 2025 -
Small business credit cards vs. corporate credit cards: What’s best for your growing business?
Determine which business card type is best for growing your business.
4 min read Aug 25, 2025 -
Guide to American Express Pay It Plan It
The Pay It and Plan It features offer Amex cardholders flexible payment options.
4 min read Aug 25, 2025 -
The Chase trifecta: What it is and how to maximize it
Learn about a Chase card combo strategy and whether it’s right for you.
9 min read Aug 25, 2025 -
What is Points Boost from Chase?
Chase’s new Points Boost program has many notable changes for points redemptions.
5 min read Aug 25, 2025 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read Aug 22, 2025 -
Best credit card rewards programs in 2025
Read Bankrate’s list of the best credit card rewards programs for 2025.
12 min read Aug 22, 2025 -
An issuer closed my credit card account without notification. Why?
What do you do if a card issuer shuts down your account without warning?
6 min read Aug 22, 2025 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
4 min read Aug 21, 2025