Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Guide to American Express purchase protection
Gain protection against damage or theft for items you pay for with your card.
7 min read Aug 06, 2025 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending credit card application.
5 min read Aug 04, 2025 -
8 tips on how to apply for a credit card with bad credit
Learn how to get approved for a credit card even if you have bad credit.
5 min read Aug 01, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards.
5 min read Jul 31, 2025 -
Statement balance vs. current balance: What’s the difference?
Learn the difference between a statement balance and current balance.
4 min read Jul 29, 2025 -
What is a cash advance?
A cash advance is a short-term cash loan against the line of credit on your credit card.
5 min read Jul 29, 2025 -
Are cryptocurrency rewards credit cards a good idea?
Only you can decide if a crypto credit card is a good idea or not.
4 min read Jul 25, 2025 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
5 min read Jul 25, 2025 -
How to use the American Express travel portal
Learn how to book flights, hotels and more through AmexTravel.com
6 min read Jul 24, 2025 -
Mastercard credit card benefits: What is the difference between each tier?
Learn about each Mastercard credit card tier’s benefits and perks.
8 min read Jul 23, 2025 -
How to rent a car with points and miles
Booking car rentals with rewards points can offer some value to travelers.
4 min read Jul 23, 2025 -
How does my business credit card impact my personal credit score?
A business credit card could impact your personal credit.
5 min read Jul 23, 2025 -
Capital One mobile app review: Everything to know as a cardholder
Capital One offers a mobile app for bank and credit card account management.
9 min read Jul 22, 2025 -
Do I need credit card travel insurance?
Here’s everything you need to know about credit card travel insurance.
13 min read Jul 22, 2025 -
Are retail credit cards worth it?
Store credit cards reward loyalty, but they may not be the best choice for you.
8 min read Jul 22, 2025 -
Best no-annual-fee business credit cards
Here are the best no-annual-fee business credit cards and how to choose one.
30 min read Jul 22, 2025 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
4 min read Jul 18, 2025 -
Credit card information: The basics you need to know
From security codes to minimum payments, here’s the credit card information you need to know.
8 min read Jul 18, 2025 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
8 min read Jul 18, 2025