Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How long should I wait between credit card applications?
Too many credit card applications in a short period can hurt your credit score.
5 min read Aug 15, 2025 -
The ultimate guide to American Express Membership Rewards
Amex Membership Rewards points are some of the most flexible points available.
7 min read Aug 15, 2025 -
Recession-proof your finances by paying off credit card debt
With a potential recession on the horizon, now is the time to pay off credit card debt
6 min read Aug 15, 2025 -
Guide to United Airlines partners
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.
13 min read Aug 14, 2025 -
How to convert Capital One cash back into miles
Pooling rewards is easy with Capital One. Here’s how you can do it.
4 min read Aug 14, 2025 -
Pros and cons of credit card forbearance
What you need to know if you are before putting your card’s balance in forbearance.
5 min read Aug 13, 2025 -
Capital One Quicksilver: A great starter card that kept me happy for a long time
I signed up way back in 2003, but still think this card has a lot to offer.
4 min read Aug 13, 2025 -
When 1.5% cash back is better than 2%
1.5 percent cash back may provide more value than 2 percent in these scenarios.
4 min read Aug 13, 2025 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency.
5 min read Aug 12, 2025 -
5 tips for couples choosing a shared credit card
Choosing a credit card on which to share expenses can be a good financial step for couples.
5 min read Aug 12, 2025 -
Frequent flyer guide to Delta SkyMiles
You can earn plenty of savings through Delta’s SkyMiles program.
13 min read Aug 08, 2025 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
Is the Discover it Cash Back or Citi Diamond Preferred best for balance transfers?
6 min read Aug 08, 2025 -
Everything you need to know about the American Express mobile app
Learn about the best Amex App features and how you can use them.
4 min read Aug 06, 2025 -
Guide to American Express purchase protection
Gain protection against damage or theft for items you pay for with your card.
7 min read Aug 06, 2025 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending credit card application.
5 min read Aug 04, 2025 -
8 tips on how to apply for a credit card with bad credit
Learn how to get approved for a credit card even if you have bad credit.
5 min read Aug 01, 2025 -
How to use Bank of America travel rewards points
Bank of America travel cards can be lucrative, but rewards vary by card.
5 min read Aug 01, 2025 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
7 min read Aug 01, 2025 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards.
5 min read Jul 31, 2025 -
Statement balance vs. current balance: What’s the difference?
Learn the difference between a statement balance and current balance.
4 min read Jul 29, 2025