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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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The highest inflation in decades will push rates up. But will war in Ukraine pull rates back down?

The new charges target borrowers buying high-cost or vacation homes.

These key details in a home purchase contract protect buyers and sellers.

Three months ago, the average mortgage rate was 3.15 percent. Now it’s 4.03 percent, according to Bankrate research.

A cash-out mortgage refinance is a common way to pay for a renovation.

The job market is booming. Inflation is raging. The Fed is poised to take away the punch bowl.

10-year Treasury yields tend to preview where mortgage rates go. With yields rising, interest on home loans should, too.

Whitewashing is a practice in which homeowners of color remove their personal effects from a property to maximize its appraised value.

OK with doing your loan digitally? These mortgage companies are the tops.

Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.

A current or veteran military person? Here are the top VA lenders for you.

Here are the best mortgage lenders for February 2025.

It isn’t cheap. But what matters more is how fast you can recoup those closing costs.

The Federal Reserve’s decisions have ripple effects, including for mortgages.

How do you pay back a reverse mortgage, and when is it necessary?

With mortgage rates set to gradually fall, does it make sense to refinance this year?

Bankrate’s guide to finding the best reverse mortgage lender for you

OK with doing your loan digitally? These mortgage companies are the tops.

A current or veteran military person? Here are the top VA lenders for you.

Here are the best mortgage lenders for February 2025.

Here is Bankrate’s guide to the best construction loan lenders.

Here are some of the best jumbo mortgage lenders in 2024.

Here are some of the best lenders for low- and no-down payment mortgages in 2024.

Here are some of the best mortgage lenders in Texas in 2024.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.

And what do their differences mean for you, the mortgage borrower?

It’s like a mortgage, only it makes foreclosure a lot easier. Homebuyer beware.

After several missed payments, your lender can start the foreclosure process.

If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.

For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.

Answers to borrowers most common mortgage forbearance questions

Some seemingly-dead second mortgages are coming back to life demanding payment.