Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for April 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
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Your battle plan for getting a VA loan. A bit lengthy, but well worth the effort.
This home-financing pro could help you find that perfect loan.
They’re a financial cushion to meet your monthly payments. But what makes them mandatory?
They’re upfront expenses you pay on closing day. And they can mount into the thousands.
But is the reduction in rates worth a rush to redo your loan?
If you’re shopping for a mortgage, you better know what it means.
Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.
One offers certain, unchanging payments; the other, a chance to pay less interest.
Readers want to know: Will economic disruption cause home prices to fall?
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
Find out what you can do if your stimulus check was deposited into the wrong account.
See whether it’s smart to tap retirement savings to pay down debt.
Bankrate’s experts answer reader questions each week.
The economy is expected to get rougher, but there are ways to take advantage of declining rates.
Refinancing a rental to create a tax deduction may work, but losses may be limited.
It used to be easy to transfer assets to your grandkids and shift the tax burden to them, too.
A current or veteran military person? Here are the top VA lenders for you.
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
If you’re behind on your mortgage, a Flex Modification might be able to help.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
It’s the first step on the road to losing your home. So avoid it.