Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for June 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
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Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.
Don’t get tripped up at the finish line when you buy a house.
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
Learn the essentials of this popular mortgage before you apply.
It’s pretty similar to any ARM — and despite the low intro rates, it comes with caveats.
Here is Bankrate’s guide to the best construction loan lenders.
There’s one key fact that separates first-time homebuyer grants from other forms of help.
It protects you from predatory practices by mortgage lenders, among other things.
Just because these generous loans let you tap all of your home equity doesn’t mean you should.
No, there won’t be an immediate impact. But there are some things to watch out for.
Underwater mortgages can occur during an economic downturn when home values fall.
It can have huge benefits — if you do it right.
Here’s how to cut this monthly insurance cost it if you’re eligible.
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
For borrowers with credit dings or unusual financials, manual underwriting can be key.
The cash you’ll get comes at cost. Here’s how to minimize it.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Although used interchangeably, deferment isn’t the same as forbearance.
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
After several missed payments, your lender can start the foreclosure process.
Answers to borrowers most common mortgage forbearance questions
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.