Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for December 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Mortgage rates dropped a bit lower this week in anticipation of another Fed cut.
Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Bankrate analysts and others weigh in on what to expect for mortgage rates in December.
Here are the best mortgage lenders for December 2025.
Mortgage rates dropped a bit lower this week.
As they struggle to persuade Americans to buy new homes, homebuilders have leaned hard on a new tactic: Builders’ mortgage arms are wooing consumers with cut-rate home loans. The average mortgage rate [...]
Mortgages are sold all the time, so if it happens to you, don’t panic.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Here are the best mortgage lenders for December 2025.
Mortgage rates reversed course to edge a bit higher this week.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mortgage rates hit their lowest level of the year after another Fed cut.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Mortgage rates hit their lowest level of the year in anticipation of another Fed cut.
After holding steady for three straight weeks, mortgage rates edged a bit lower.
Here are the best mortgage lenders for December 2025.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Bankrate’s guide to finding the best reverse mortgage lender for you
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
Yes, you can own again. But it’ll take patience and a strong financial profile.
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
A deficiency judgment in real estate could have lasting impact on your credit and finances.
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Some seemingly-dead second mortgages are coming back to life demanding payment.