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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Bankrate analysts and others weigh in on what to expect for mortgage rates in February.
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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
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The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
A house on a stack of money
Despite the Fed holding steady, mortgage rates dropped this week.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Here are some of the best mortgage lenders in Texas in 2024.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best lenders for low- and no-down payment mortgages in 2025.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Here are some of the best mortgage lenders in Texas in 2024.
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Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
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Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
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A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
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If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
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Some seemingly-dead second mortgages are coming back to life demanding payment.
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When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.