Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A house on a sunny day
Bankrate analysts and others weigh in on what to expect for mortgage rates in February.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
Older woman sitting on a couch, reviewing papers
The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
A house on a stack of money
Despite the Fed holding steady, mortgage rates dropped this week.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Here are some of the best mortgage lenders in Texas in 2024.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best lenders for low- and no-down payment mortgages in 2025.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Here are some of the best mortgage lenders in Texas in 2024.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.