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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a set of row houses on a sunny day
Is one better than the other? Here are the pros and cons of each.
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It varies, but generally, the lower the better. Here’s why.
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Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.
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Lenders use this guideline to determine how big of a home purchase you can afford.
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If you get a mortgage, you’ll need to make a monthly loan payment. Here’s a look at the national average.
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Underwater mortgages can occur during an economic downturn when home values fall.
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There’s no way around it: Getting a mortgage to buy a home is complex and time-consuming — about as enjoyable as doing your taxes. Lenders need to know seemingly everything about your finances before [...]
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Here are the best mortgage lenders for June 2026.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
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Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
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It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are the best mortgage lenders for June 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
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Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
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Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
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A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
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Some seemingly-dead second mortgages are coming back to life demanding payment.
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If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.