Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.
Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Women using digital tablet to check her finances at home office
Looking for a stable way to pay off your debts with money left to save? Read on.
Tariffs could cost households $3,800 in 2025. Discover smart budgeting strategies to offset rising prices on consumer goods.
Father and daughter saving money in piggy bank
Find the best high-yield savings account rate today.
A smiling pink piggy bank resting atop a U.S. flag
Saving money in the Midwest and South is easier than in the West and Northeast.
Dollar sign balloon being blown up by a pump on a green background with an arrow pointing down to the right
How to find the best high-yield savings account in times of high inflation
Image of the back of a man in a suit standing in front of a large line graph that is on top of a half shredded U.S. Dollar.
Stagflation is an economic “super villain,” bringing high inflation and unemployment.
Image of Jerome Powell and Donald Trump side by side above the Federal Reserve building.
Lower rates won’t fix trade uncertainty, and credit could still be tight.
Home Finances
Here’s how to earn more interest with a high-yield savings account.
Closeup of cash in a hand
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Family on vacaction
Many Americans are ready for a vacation. Here’s how much you’ll spend to get away.
woman, using laptop while working from home
Top high-yielding savings accounts continue to handily outpace inflation.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Design element including image of Jerome Powell
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
Calm focused female freelancer in casual clothes revising reports while sitting on soft couch at table and using computer in light contemporary apartment
Subprime borrowers are particularly affected by interest rate changes. Here’s how to prepare.
Banking_How-the-Fed-Rate-Affects-Housing_
The Fed has hit the pause button on rates. How will it affect the housing market?
If you’re looking at HE Loans or have a variable-rate line of credit, pay attention to the Fed.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc