Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Elevated travel rewards designed to take you further
Best small business loans for under $5,000
Small business loans of $5,000 or less can provide a much needed boost to entrepreneurs with limited resources.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
21 places to find business grants in 2023
Discover how to find and apply for small business grants for your growing company.
15 min read Nov 02, 2023 -
How to get a business loan in 6 steps
Prepare for your business loan by comparing what you need with how much you can afford.
8 min read Nov 02, 2023 -
Can your business afford to offer free shipping on Small Business Saturday?
Customers often expect free shipping when shopping online for Small Business Saturday, but can your business afford it?
5 min read Nov 01, 2023 -
Taycor Financial vs. Triton Capital: Which small business lender is right for you?
As online lenders, Taycor Financial and Triton Capital offer more lenient lending requirements than more traditional lenders. We’ll look at how they compare to help determine which lender is best for [...]
5 min read Nov 01, 2023 -
Taycor Financial vs. SMB Compass: Which small business lender is right for you?
Taycor Financial and SMB Compass are two small business lenders that provide financing options for small business needs. Here’s how they compare.
6 min read Oct 31, 2023 -
How to be featured on the Small Business Saturday map
Being featured on American Express’s Shop Small Map can help highlight your business on Small Business Saturday.
4 min read Oct 30, 2023 -
-
17 small business grants for women
Grants can help capital funding for women-owned small businesses.
11 min read Oct 30, 2023 -
Indigenous small business owner statistics
Learning the statistics on Indigenous-owned businesses can help minority businesses grow by learning how to support them and recognizing the disadvantages that exist.
6 min read Oct 27, 2023 -
Where to get a bad credit business loan
A business loan is possible even if you have bad credit. Here’s where to look.
8 min read Oct 27, 2023