Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
How to get a business loan from a bank
Wondering how to get a business loan from a bank? Follow these simple steps.
What are current unsecured business loan interest rates?
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
How to get funding to start a business
Bootstrapping and business loans are just two ways to get a business up and running.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What documents are required for bank business loans?
When applying for a business loan at a bank, there are several documents you’ll need to provide.
3 min read Feb 26, 2024 -
What makes an LLC loan different than a regular small business loan?
LLC loans are just small business loans available to limited liability corporations.
3 min read Feb 23, 2024 -
What is a merchant cash advance?
Learn what a merchant cash advance is and what fees and terms to expect.
8 min read Feb 23, 2024 -
What is an unsecured business loan and how does it work?
Our guide will show you everything you need to know about unsecured business loans.
7 min read Feb 23, 2024 -
Pros and cons of LLC loans
Is an LLC loan worth it? Check out our guide to the pros and cons of LLC loans to see.
4 min read Feb 23, 2024 -
What is a fast business loan and how does it work?
A fast business loan can get you the funds you need in as little as a day.
5 min read Feb 23, 2024 -
Business loan vs. line of credit
Learn the differences between business term loans and lines of credit and compare lenders that offer them.
10 min read Feb 23, 2024 -
Business loan requirements: 8 things you will need
Common business loan requirements you need to know before you submit an application.
6 min read Feb 22, 2024 -
Pros and cons of fast business loans
Fast business loans provide quick access to cash, but they’re not for everyone.
4 min read Feb 22, 2024 -
Alternatives to a semi-truck loan
Options for semi-truck financing include term loans, lines of credit and SBA loans.
5 min read Feb 21, 2024