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It’s been a while since we’ve seen the kinds of yields available now.
Laddering can make a significant difference in your earnings. Here’s how it works.
Certificates of deposit offer peace of mind, but they do have some drawbacks.
Step-up CDs can be a great option for savers in a rising interest rate environment.
Buying a CD in a rising rate environment is challenging, but these products lower the risk.
Interest rates are on the rise, so now may be the right time to invest in a short-term CD.
With rates expected to rise in the future, borrowers should work on paying down debt.
These credit unions pay more than three times the average yield on a 12-month CD.
Shop around before you buy a CD. The best rates may pay almost triple what your local bank pays.
You may have to do some research, but it’s not hard to find a great savings account rate.
An 18-month CD may provide the right balance for your needs.