Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

Why Americans have recession fatigu

Feeling deprived during lockdowns, Americans aren’t ready to fall back on progress.

10 min read

Fed's interest rate through history

The key benchmark has been as high as 20 percent — and as low as 0 percent.

8 min read

How the Fed affects savings rates

For savers, here’s what to consider when the Fed raises interest rates.

3 min read

6 tips to protect against inflation

Skyrocketing costs are causing a major hit to Americans’ financial security.

10 min read

Editor's Picks

People walking out of the subway station at Wall Street

Americans have recession fatigue — and it’s keeping them from preparing for the next downturn

10 min read

7 questions to ask before choosing a checking account

4 min read

woman looking at her phone while on a walk

What is the average interest rate for savings accounts?

3 min read

Current CD rates — September 2022

2 min read

Federal Reserve Chair Jerome Powell speaks with journalists after the Fed's July meeting.

Fed lifts rates by another three-quarters of a percentage point to curb runaway inflation

7 min read

Banking

How the Federal Reserve impacts savings accounts

3 min read

Banking

Take these 10 steps now after the Fed’s latest interest rate hike

10 min read

Banking

Biggest winners and losers from the Fed’s interest rate hike

5 min read

Latest Articles

This Federal Reserve policy you’ve never heard of could have the biggest effect on your wallet

Over time, a shrinking balance sheet could impact you more than a Fed rate hike.

7 min read Sep 19, 2022
What is a certified check? Definition, uses and cost

Learn the key characteristics of certified checks and how they differ from other types of payments.

2 min read Sep 16, 2022
Pros and cons of credit unions

Evaluate the benefits and drawbacks to decide if a credit union is right for you.

3 min read Sep 16, 2022
Here’s what the Fed’s fastest rate hikes in 40 years mean for your money

The Fed impacts almost every financial decision you make.

8 min read Sep 16, 2022
American Express savings account rates

Here’s everything you need to know about the online bank’s savings account.

1 min read Sep 16, 2022
What is overdraft protection?

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

4 min read Sep 15, 2022
Best IRA CD rates — September 2022

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

12 min read Sep 14, 2022
Best business checking accounts – September 2022

Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.

9 min read Sep 14, 2022
September Fed meeting preview: Fed to battle inflation ‘until job is done’ with third jumbo rate hike

The Fed is matching 40-year-high inflation with an equally as rare policy response.

6 min read Sep 14, 2022
6 best online marketplaces to make money selling your stuff

Your closet could be a treasure trove for making extra cash.

6 min read Sep 14, 2022