Banking

Latest Articles

• 

  Fed’s interest rate history: The federal funds rate from 1981 to the present

  The key benchmark has been as high as 20 percent — and as low as 0 percent.

  10 min read Sep 20, 2023
• 

  Take these 11 steps now after the Federal Reserve’s latest interest rate decision

  The Fed’s key rate hasn’t been this high for 22 years. Here’s how to respond.

  12 min read Sep 20, 2023
• 

  How the Federal Reserve impacts savings account interest rates

  For savers, here’s what to consider when the Fed raises interest rates.

  4 min read Sep 20, 2023
• 

  Biggest winners and losers from the Fed’s interest rate decision

  While it stood pat this time, the Federal Reserve has raised rates 11 times in this cycle.

  6 min read Sep 20, 2023
• 

  From Posts to Overspending: Is Social Media Wrecking Your Finances? Expert Tips for Saving and Resisting Impulse Splurges

  Goods seen on social media can make you green with envy and your account in the red.

  6 min read Sep 20, 2023
• 

  How the right bank can help you build your emergency fund

  Account features, products and resources that can help you save.

  5 min read Sep 20, 2023
• 

  How to do Holiday Shopping on a Budget

  Here’s how to create a budget for the holidays and actually stick to it.

  7 min read Sep 19, 2023
• 

  The Federal Reserve impacts your money in these 6 main ways

  Every financial decision you make comes back to the Federal Reserve.

  13 min read Sep 18, 2023
• 

  5 reasons to get a money market account

  Looking for a place to park your savings? Here’s why a MMA might be appealing.

  5 min read Sep 18, 2023
• 

  Apple Cash: How to use it to send and receive money

  Here’s a convenient way for Apple device users to transfer money between friends and family.

  5 min read Sep 18, 2023
• 

  U.S. Bank savings account rates

  Here’s everything savers need to know about the bank’s payout.

  1 min read Sep 18, 2023
• 

  USAA Bank savings account rates

  USAA offers a modest savings APY, and it’s much less than what you can find at top-yielding banks.

  1 min read Sep 18, 2023
• 

  Here’s everything savers need to know about APY

  The APY percentage shows how much an account earns per year. Here’s what you need to know.

  4 min read Sep 18, 2023
• 

  September Fed meeting preview: Rates may not have peaked yet, but expect Powell to hold for now

  Inflation is slowing, and the economy is still strong. Will it stay that way?

  8 min read Sep 18, 2023
• 

  Highest savings yields are topping inflation. Here’s why that’s important for savers

  Savings yields topping inflation could let you hold onto your purchasing power.

  6 min read Sep 15, 2023
• 

  Overdraft fees vs. NSF fees: How they differ

  Here’s how these two bank fees compare and how to best avoid them.

  5 min read Sep 15, 2023
• 

  Pros and cons of a money market account

  A money market account is like a parking spot for cash, but with a few guardrails.

  4 min read Sep 14, 2023
• 

  How bank fees are squeezing your budget: Should you and your bank go on a break?

  In this era of no-fee banking, pesky fees still exist. Here’s how to avoid them.

  8 min read Sep 11, 2023
• 

  The 15 largest banks in the US

  Even the smallest of these big banks has enormously deep pockets.

  5 min read Sep 11, 2023
• 

  Discover Bank savings account rates

  Here’s everything you need to know about the online bank’s savings account.

  1 min read Sep 08, 2023