Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
Explore more
Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Limited spots available
Help us shape the future of personal finance
We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.
Priority rate alerts
Exclusive member offers
Time saving
Please provide a valid email address
Limited spots remaining
You're signed up!
Now, help us personalize your experience. Answering the next few questions will ensure you receive the most relevant tips and offers.
Stay tuned to see what we're building
You're all set! We're gearing up to share something big. You'll hear from us soon with what's next.
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for December 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Mortgage rates dropped a bit lower this week in anticipation of another Fed cut.
Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Bankrate analysts and others weigh in on what to expect for mortgage rates in December.
Here are the best mortgage lenders for December 2025.
Mortgage rates dropped a bit lower this week.
As they struggle to persuade Americans to buy new homes, homebuilders have leaned hard on a new tactic: Builders’ mortgage arms are wooing consumers with cut-rate home loans. The average mortgage rate [...]
Mortgages are sold all the time, so if it happens to you, don’t panic.
One Bankrate experts suggest deposit yields may be close to bottoming out.
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
A reader asks: If inflation goes up, what is your advice to protect my investments?
As home prices continue to outpace income gains, going back to the past may be the answer.
Home prices are rising much faster than incomes and it’s not where you think.
A reader asks: Dividend stocks had been getting hammered. Are they still a good investment tool?
A reader asks who’s nearing retirement asks if it’s smart to pay down the mortgage faster.
A huge home-value gap has opened up between coastal cities and the rest of the U.S.
Here are the best mortgage lenders for December 2025.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Bankrate’s guide to finding the best reverse mortgage lender for you
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
If you can’t pay your mortgage, you may be able to have it modified. Here’s what to look for.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It’s not the end if you miss just one. But don’t make a habit of it.
Is a Fannie Mae HomePath property right for you?
It’s like a mortgage, only it makes foreclosure a lot easier.
If you’re behind on your mortgage, a Flex Modification might be able to help.