Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
Shopping around for the best rate possible is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
Shopping around for the best rate possible is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting the right mortgage starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Many Americans believe the dream of homeownership is out of reach, but a Bankrate survey revealed that at least some of those frustrations may be due to misconceptions that make homeownership seem harder [...]
Mortgage rates are falling as the Iran ceasefire eases markets. You may be one of the millions of homeowners who could save right now.
Bottom line: Will refinancing help you save money?
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
As some U.S. home markets flip from seller’s to buyer’s markets, homebuyers could be tempted to be less cautious. That could prove costly.
The upside of a construction to permanent loan: The borrower only pays for a single transaction.
A primer on how these home loans work, including the lingo you need to know.
The path to homeownership is growing longer, with the median first-time buyer age now reaching a record high of 40. For Asia Ore, a 28-year-old widow and new mother, the journey requires a disciplined [...]
Bottom line: Will refinancing help you save money?
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Here are the best mortgage lenders for April 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Here are some of the best mortgage lenders in Texas in 2026.
Here are the best mortgage lenders for April 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
It’s an “in case of fire, break glass” kind of moment.
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Readers ask: How low can mortgage rates possibly go?
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.