Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
Shopping around for the best rate possible is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
Shopping around for the best rate possible is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting the right mortgage starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
Bankrate's featured news highlights
The latest
Mortgage rates jumped again this week on rising inflation and the ongoing war in Iran.
The 2026 spring homebuying season was supposed to mark the end of the doldrums for the U.S. housing market. Instead, American homebuyers are still sitting on their hands. Home sales dropped over the first [...]
Low-income homeowners have to work harder to realize the equity gains higher-income homeowners may take for granted. The math is stacked against them.
Consumer debt numbers aren’t alarming yet, particularly for homeowners. But the numbers are starting to creep up and the breaking point could be coming.
Bottom line: Will refinancing help you save money?
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
Mortgage rates jumped again this week as the war in Iran disrupts markets.
For Ebony Martin, southern New Hampshire is home, but the housing market made it feel impossible to stay. Facing fierce competition as the region became one of the country’s hottest real estate hubs, [...]
Bottom line: Will refinancing help you save money?
Here’s how to refinance a car loan and save.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Here are the best mortgage lenders for April 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for April 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
It’s an “in case of fire, break glass” kind of moment.
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Readers ask: How low can mortgage rates possibly go?
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.