Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for January 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Mortgage rates dipped this week to their lowest level in three years.
President Donald Trump offered two new proposals in early January aimed at the stubbornly complex issue of home affordability. Trump on Wednesday said he would move to ban institutional buyers from the [...]
Mortgage rates dipped this week to their lowest level in more than a year.
Bankrate senior industry analyst Ted Rossman shares his take on what will happen to mortgage rates in 2026.
Bankrate analysts and others weigh in on what to expect for mortgage rates in January.
Mortgage rates held steady following the final Fed cut of the year.
Here are the best mortgage lenders for January 2026.
Mortgage rates fell a bit this week following the final Fed cut of the year.
Here are the best mortgage lenders for January 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Mortgage rates reversed course to edge a bit higher this week.
Mortgage rates hit their lowest level of the year after another Fed cut.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Mortgage rates hit their lowest level of the year in anticipation of another Fed cut.
After holding steady for three straight weeks, mortgage rates edged a bit lower.
Here are the best mortgage lenders for January 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
This legal process could help you keep your home — but it comes with a catch.
Trust us, you don’t want to trigger it. Here’s why.
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Up to four, usually. But it’s complicated.