Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
Shopping around for the best rate possible is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
Shopping around for the best rate possible is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting the right mortgage starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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Bankrate's featured news highlights
The latest
There aren’t enough homes for sale. Existing homeowners have self-imposed golden handcuffs in the form of 3% mortgage rates, and they aren’t in a hurry to move. We keep hearing that the U.S. needs [...]
Mortgage rates continue to rise, jumping 14 basis points to 6.6% this week.
Real estate commissions: How much are they and how do they work?
Breaking into the Los Angeles housing market, 32-year-old Benny To found a creative path to homeownership by buying a multifamily probate property. Despite being told the sale would be easy, a family dispute [...]
Want to sell your house without using an agent? Here’s what you need to know.
Many people across the United States are opening their utility bills to an unwelcome surprise. Michael Strickland of Dallas, however, says he saw it coming. “But seeing the actual number still gave me [...]
Chandra Hawkins repaid $10K in credit card debt, improved her credit score and bought a house.
Mortgage rates jumped again this week on rising inflation and the ongoing war in Iran.
Bottom line: Will refinancing help you save money?
Here’s how to refinance a car loan and save.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Here are the best mortgage lenders for April 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It’s not the end if you miss just one. But don’t make a habit of it.
Is a Fannie Mae HomePath property right for you?
It’s like a mortgage, only it makes foreclosure a lot easier.
If you’re behind on your mortgage, a Flex Modification might be able to help.
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A shared appreciation mortgage is a unique home financing arrangement.