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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
Mortgage rates fell again this week to a low not seen since 2022.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
A house on a stack of money
Mortgage rates fell this week to lows not seen since 2022.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
Woman speaking on phone
From not shopping around to trying to time the market, here are missteps to avoid when buying a house.
A piggy bank, a model of a house, a stack of coins and two keyrings.
Saving the cash you’ll need upfront on a house can be tough. These tactics can help.
A house on a stack of money
Mortgage rates rose this week, but they’re still near lows not seen in three years.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
OK with doing your loan digitally? These mortgage companies are the tops.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best lenders for low- and no-down payment mortgages in 2025.
Here are some of the best bad credit mortgage lenders in 2025.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.