Brex Corporate Card for Ecommerce review

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Brex Corporate Card for Ecommerce

Rewards rate

N/A

Annual fee

$0

Intro offer

30,000 points

Regular APR

N/A

Recommended Credit Score

Excellent  (740 - 850)

The information about the Brex Corporate Card for Ecommerce has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

Brex Corporate Card for Ecommerce overview

First and foremost, the Brex Corporate Card for Ecommerce doesn’t offer a rewards program. Instead, you’ll receive special offers related to your business’ needs.

The card doesn’t charge interest and also comes with no annual fee. There’s also a 30,000-point bonus just for signing up for the card, along with instant approval and immediate access to a virtual card.

As a charge card, you’ll have 60 days to pay off your purchases without being charged interest. Five employee cards are included with the card and additional cards will be charged $5 per month.

A deeper look into the current card offer

Quick highlights

  • Rewards rate: N/A
  • Annual fee: $0
  • Intro offer: 30,000 in Brex Rewards points upon signup and waived card fees for life ($300+ value in the first year)*
  • Regular APR: N/A

Pros and cons

Pros

  • Fraud alerts
  • No foreign transaction fee
  • Zero liability fraud policy

Cons

  • Brex Corporate Card for Ecommerce doesn’t offer a rewards program

Is the Brex Corporate Card for Ecommerce worth it for you?

If you value your time, you’ll definitely appreciate the quick application process for the card. To apply for the Brex Corporate Card for Ecommerce, you don’t need a personal credit check or personal guarantee and funding is instant.

Your business must have been in operation for at least one year and make a minimum of $500,000 in monthly sales to qualify for the card. If your business doesn’t quite meet this standard, there are plenty of other business credit card options available for you to consider.

You’ll have a full 60 days to pay your bills and improve cash flow management, giving you the flexibility to make mistakes, and your credit limit will be determined based on 50 to 100 percent of your projected monthly sales with a capped credit limit of $5 million.

If you’re interested in building your business’ credit history, you’ll be pleased to know Brex reports your on-time payments to both Experian and Dun & Bradstreet.

Get the most value from the Brex Corporate Card for Ecommerce

The Brex Corporate Card for Ecommerce offers cardholders various safety protections like 24/7 fraud monitoring and ID theft and purchase protection.

Both Corporate and Ecommerce cardholders will enjoy a whole host of perks, including $5,000 Amazon Web Services credit (over 1 year), up to $150 Good Ads credit and $500 in Twilio credit (valid for one year). You can learn more about the 35 discount-earning opportunities, here.

Easily track and manage your business’ transactions with expense management tools like QuickBooks®, NetSuite®, Expensify® and Xero™. You can use the Brex app to further simplify your expense tracking with automatic receipt matching. Simply submit your business’ receipts through text or email and the app will link them to your statement.