Reviews of Credit Cards for Bad Credit

Rebuilding bad credit is a journey and getting a credit card for bad credit is an important step in improving your credit score. Credit cards for people with bad credit can help you manage your finances and increase your credit score — but that’s not all. The best credit cards for bad credit also deliver value-added perks like cash back and rewards programs, access to educational materials, budgeting tools and incentives for responsible credit behavior.

There are plenty of credit cards for people with bad credit on the market today. However, if you’re not careful, you can wind up with a card that charges steep fees and high penalty APRs, or one that doesn’t deliver key benefits that can help you improve your credit score.
Our Bankrate experts rated the best credit cards for bad credit based on several factors. Credit score requirements, annual fees, APRs and credit-building features top the criteria, and benefits like cash back and rewards round out the list. In the credit card reviews below, you can easily compare the costs, terms and perks of each, plus find expert recommendations for specific needs.

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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.