Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Latest credit card advice articles
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What is a balance transfer — and is it a good idea for debt?
A balance transfer could be a helpful way to streamline your high-interest debt.
5 min read Jan 25, 2024 -
Best credit cards after bankruptcy
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
6 min read Jan 25, 2024 -
What credit cards can you get with a 700 credit score?
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
3 min read Jan 25, 2024 -
Best unsecured credit cards for bad credit
Learn about unsecured credit cards for bad credit you should consider.
5 min read Jan 24, 2024 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
5 min read Jan 22, 2024 -
How long does it take to get a credit card?
The credit card approval process can be a relatively speedy, but it may take weeks.
5 min read Jan 22, 2024 -
What is a student credit card?
A student credit card works like a traditional card, but it’s designed for people starting to build their credit.
6 min read Jan 22, 2024 -
Looking to avoid credit card interest rate hikes? Here’s why you don’t actually want a fixed-rate card
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
5 min read Jan 22, 2024 -
Can you get your credit card’s annual fee waived?
Credit cards with the best benefits usually come with an annual fee. The good news is that it’s possible to have a great rewards credit card and avoid paying an annual fee.
5 min read Jan 19, 2024 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
5 min read Jan 19, 2024 -
How I built my credit with a credit card
Credit cards are an effective, low-stakes credit building tool.
5 min read Jan 19, 2024 -
How to choose a cash back credit card
Choose a cash back card that aligns with your spending patterns.
7 min read Jan 19, 2024 -
What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
4 min read Jan 19, 2024 -
How to redeem credit card rewards
You can redeem card rewards for cash back, points or miles and gift cards
7 min read Jan 12, 2024 -
How to use 0% APR credit cards for home renovations
Find out how to use a 0 percent APR credit card to finance home projects.
4 min read Jan 12, 2024 -
How old do you have to be to get a credit card?
What are your credit card options if you are below 21 years of age?
4 min read Jan 10, 2024 -
What happens to your credit card after a balance transfer?
Closing a credit account can hurt your credit score, even after a balance transfer.
4 min read Jan 10, 2024 -
What does 0% APR mean?
A 0% APR can be quite helpful, but it requires a certain level of discipline.
6 min read Jan 10, 2024 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
7 min read Jan 09, 2024 -
5 reasons to love Chase Freedom Flex
Consider the Chase Freedom Flex if you want optimal rewards with no annual fee.
4 min read Jan 09, 2024