Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit.
6 min read Aug 25, 2025 -
Capital One Savor benefits guide
The no-annual-fee Capital One Savor offers great earning rates on entertainment.
6 min read Aug 25, 2025 -
Small business credit cards vs. corporate credit cards: What’s best for your growing business?
Determine which business card type is best for growing your business.
4 min read Aug 25, 2025 -
Guide to American Express Pay It Plan It
The Pay It and Plan It features offer Amex cardholders flexible payment options.
4 min read Aug 25, 2025 -
The Chase trifecta: What it is and how to maximize it
Learn about a Chase card combo strategy and whether it’s right for you.
9 min read Aug 25, 2025 -
What is Points Boost from Chase?
Chase’s new Points Boost program has many notable changes for points redemptions.
5 min read Aug 25, 2025 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read Aug 22, 2025 -
Best credit card rewards programs in 2025
Read Bankrate’s list of the best credit card rewards programs for 2025.
12 min read Aug 22, 2025 -
An issuer closed my credit card account without notification. Why?
What do you do if a card issuer shuts down your account without warning?
6 min read Aug 22, 2025 -
Amazon Prime Secured Card benefits guide
Find out what benefits the Amazon Prime Secured card offers.
5 min read Aug 21, 2025 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
4 min read Aug 21, 2025 -
How do credit card refunds work?
Credit card refunds are easy to request, but they may take two weeks to process.
7 min read Aug 21, 2025 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
8 min read Aug 20, 2025 -
A guide to earning and redeeming frequent flyer miles
Here’s what you need to know about earning and redeeming frequent flyer miles.
9 min read Aug 19, 2025 -
Best credit cards for Southwest Airlines
Here are the best Southwest Airlines cards for earning high-level rewards status.
8 min read Aug 19, 2025 -
It took me five years to achieve excellent credit. Now what?
Achieving excellent credit helped me refinance a loan and get better credit card offers.
7 min read Aug 19, 2025 -
Travel fees you can avoid with the right card lineup
By carrying the right credit cards, you can save money on travel.
4 min read Aug 19, 2025 -
How to apply for a credit card and get approved
Learn everything you need to do to apply for a credit card and increase your chances of approval.
9 min read Aug 18, 2025 -
Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
6 min read Aug 18, 2025 -
Amex Blue Cash Everyday benefits guide
The Amex Blue Cash Everyday offers a few solid benefits in addition to its ongoing rewards on gas, groceries and online retail purchases.
6 min read Aug 18, 2025