Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Bank refuses to refund fraudulent charges
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
4 min read Jul 23, 2024 -
Should I get a travel credit card that earns points, miles or both?
The right travel credit card ultimately depends on the type of traveler you are.
6 min read Jul 23, 2024 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read Jul 23, 2024 -
How to maximize cash back with your credit card
In a world where most people pay with plastic for convenience already, it makes sense to have a comprehensive credit card strategy in place to get the most out of cash back rewards.
8 min read Jul 22, 2024 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Jul 19, 2024 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
6 min read Jul 18, 2024 -
Can I use my spouse’s income on credit card applications?
What you need to know about listing income on your credit card application
5 min read Jul 17, 2024 -
Is the American Express Business Platinum worth it?
Find out if the Business Platinum Card from American Express is worth the annual fee.
6 min read Jul 16, 2024 -
How to get preapproved for a Wells Fargo credit card
Getting preapproved for a Wells Fargo credit card lets you gauge your eligibility without a hard inquiry.
5 min read Jul 09, 2024 -
Is the Amex Blue Cash Everyday worth it?
Is the Amex Blue Cash Everyday worth using when it has a higher-tier sibling card?
5 min read Jul 22, 2024 -
Is the Capital One SavorOne worth it?
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
5 min read Jul 08, 2024 -
How to request a credit line increase with Chase
You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.
6 min read Jul 03, 2024 -
How to request a credit line increase with Credit One
Learn how to request a credit line increase with Credit One, including what to do if you’re denied.
5 min read Jul 03, 2024 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
6 min read Jul 02, 2024 -
How to request a credit line increase with Discover
Discover cardholders can request a credit limit increase by phone, online or on the Discover app.
8 min read Jun 27, 2024 -
How to request a credit line increase with American Express
A credit line increase can help you to increase your spending power and boost your credit score.
5 min read Jun 26, 2024 -
How to request a credit line increase with Bank of America
A Bank of America credit limit increase is possible, but you may need to ask.
6 min read Jun 25, 2024 -
Guide to corporate credit cards
When should you consider before getting a corporate credit card?
6 min read Jun 25, 2024 -
Flat-rate cash back cards vs. bonus category cash back cards
Choosing a flat-rate or bonus category cash back card depends on how you use it.
5 min read Jun 25, 2024 -
How to request a credit line increase with Wells Fargo
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
4 min read Jun 25, 2024