Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to properly destroy a metal credit card
When scissors can’t destroy your metal credit cards, try these methods instead.
4 min read May 09, 2025 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read May 08, 2025 -
How long can a credit card issuer take to resolve my billing error dispute?
The Fair Credit Billing Act provides an actual timeframe for an issuer to resolve disputes.
3 min read May 08, 2025 -
Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
6 min read May 08, 2025 -
Credit card rules you can break in an emergency
Review these tips to manage your credit card in times of need.
7 min read May 07, 2025 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read May 07, 2025 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
5 min read May 07, 2025 -
4 ways to stay organized when you have multiple cards
Learn 4 ways to manage multiple cards, maximize rewards and more.
4 min read May 06, 2025 -
7 credit card tips for beginners
Find out the best practices for your first credit card and which pitfalls to avoid.
5 min read May 06, 2025 -
Are elite credit cards worth it?
Elite credit cards come with generous rewards, perks and hefty annual fees.
9 min read May 06, 2025 -
What happens if you don’t activate a credit card?
Choosing not to activate your credit card may impact more than you realize.
9 min read May 06, 2025 -
Best credit cards for online shopping
Here, we’ll take a look at some of the top online shopping cards to consider.
9 min read May 02, 2025 -
Authorized users: Everything you need to know
Here’s everything you need to know about authorized users.
8 min read May 02, 2025 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
8 min read May 02, 2025 -
How to replace a lost or stolen credit card
If your credit card goes missing, taking action quickly can help resolve the problem.
7 min read May 02, 2025 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Apr 30, 2025 -
What is Continental Finance — and are its cards right for you?
Continental Finance offers credit products for people with poor credit.
6 min read Apr 30, 2025 -
A guide to credit card return protection
Return protection can be beneficial for consumers who are unsure about a purchase.
6 min read Apr 30, 2025 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
9 min read Apr 30, 2025 -
Carrying a balance on a credit card for the first time
Here’s what you need to know about carrying a balance on your credit card.
7 min read Apr 30, 2025