Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How do credit card refunds work?
Credit card refunds are easy to request, but they may take two weeks to process.
7 min read Aug 21, 2025 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
8 min read Aug 20, 2025 -
A guide to earning and redeeming frequent flyer miles
Here’s what you need to know about earning and redeeming frequent flyer miles.
9 min read Aug 19, 2025 -
Best credit cards for Southwest Airlines
Here are the best Southwest Airlines cards for earning high-level rewards status.
8 min read Aug 19, 2025 -
It took me five years to achieve excellent credit. Now what?
Achieving excellent credit helped me refinance a loan and get better credit card offers.
7 min read Aug 19, 2025 -
Travel fees you can avoid with the right card lineup
By carrying the right credit cards, you can save money on travel.
4 min read Aug 19, 2025 -
How to apply for a credit card and get approved
Learn everything you need to do to apply for a credit card and increase your chances of approval.
9 min read Aug 18, 2025 -
Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
6 min read Aug 18, 2025 -
How long should I wait between credit card applications?
Too many credit card applications in a short period can hurt your credit score.
5 min read Aug 15, 2025 -
The ultimate guide to American Express Membership Rewards
Amex Membership Rewards points are some of the most flexible points available.
7 min read Aug 15, 2025 -
Recession-proof your finances by paying off credit card debt
With a potential recession on the horizon, now is the time to pay off credit card debt
6 min read Aug 15, 2025 -
Guide to United Airlines partners
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.
13 min read Aug 14, 2025 -
How to convert Capital One cash back into miles
Pooling rewards is easy with Capital One. Here’s how you can do it.
4 min read Aug 14, 2025 -
Pros and cons of credit card forbearance
What you need to know if you are before putting your card’s balance in forbearance.
5 min read Aug 13, 2025 -
Capital One Quicksilver: A great starter card that kept me happy for a long time
I signed up way back in 2003, but still think this card has a lot to offer.
4 min read Aug 13, 2025 -
When 1.5% cash back is better than 2%
1.5 percent cash back may provide more value than 2 percent in these scenarios.
4 min read Aug 13, 2025 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency.
5 min read Aug 12, 2025 -
5 tips for couples choosing a shared credit card
Choosing a credit card on which to share expenses can be a good financial step for couples.
5 min read Aug 12, 2025 -
Frequent flyer guide to Delta SkyMiles
You can earn plenty of savings through Delta’s SkyMiles program.
13 min read Aug 08, 2025 -
Everything you need to know about the American Express mobile app
Learn about the best Amex App features and how you can use them.
4 min read Aug 06, 2025