THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is essential. When it comes to safety and soundness, the higher the capital, the better.
AFFINITY PLUS received a score of 10 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, falling short of the national average of 15.65.
AFFINITY PLUS had a capitalization ratio of 10.00 percent in our test, worse than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.