Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Average bad credit business loan interest rates
See the average interest rates for different bad credit business loans.
How much will an LLC loan cost?
Many LLC loan costs are negotiable. Work with lenders to get the cheapest loan.
Secured vs. unsecured startup business loan
Startups are most likely to qualify for secured loans. They’ll also be less expensive.
What documents are required for bank business loans?
When applying for a business loan at a bank, there are several documents you’ll need to provide.
Featured Small Business Savings content
What is a business money market savings account?
Business money market savings accounts allow companies to earn interest while still maintaining easy access to their money. Here’s what you need to know.
What are the best interest rates for a business savings account?

Small Business Savings
The best small business savings accounts offer interest on your balance, low minimum balances and convenience features that let you withdraw and deposit money quickly.
Sponsored Small Business Savings partner
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What is the average small business loan amount?
According to the Federal Reserve, these are the average small business loan amounts.
6 min read Apr 18, 2025 -
When to consider semi-truck financing
Business owners with bad credit or the lack of assets should consider getting semi-truck financing.
5 min read Apr 18, 2025 -
How to manage an equipment loan
Find strategies to manage your equipment loan and what to do if you miss one or more repayments.
6 min read Apr 16, 2025 -
What are current unsecured business loan interest rates?
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
7 min read Apr 16, 2025 -
What is a short-term business loan and how does it work?
Short-term business loans are business loans with shorter repayment periods that can help bridge cash flow issues.
4 min read Apr 16, 2025 -
Pros and cons of fast business loans
Fast business loans provide quick access to cash, but they’re not for everyone.
4 min read Apr 16, 2025 -
Semi-truck financing requirements
Make sure you know what’s required before applying for a loan.
6 min read Apr 15, 2025 -
Where to get a bad credit business loan
A business loan is possible even if you have bad credit. Here’s where to look.
9 min read Apr 15, 2025 -
What is a working capital line of credit and how does it work?
These financial tools help business owners cover every day expenses.
5 min read Apr 15, 2025 -
How to get a first-time business loan
Using these seven steps can help you get a first-time business loan.
7 min read Apr 15, 2025