Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What is business loan refinance and when to do it
The best time to refinance a business loan is when you can qualify for loans at lower interest rates.
Types of unsecured business loans
There are options for many borrowers, including business owners with bad credit.
How to get an unsecured business loan
Follow these steps to improve your chances to get an unsecured business loan.
How to get semi-truck financing
From credit scores to semi-truck insurance, here’s everything you need to know to get affordable semi-truck financing.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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How to get an equipment loan
Small business equipment loans are a helpful tool to get needed business equipment
6 min read Mar 26, 2024 -
How to get a fast business loan
You could get a business loan within 24 hours with the right lender and loan type.
6 min read Mar 25, 2024 -
American Express® Business Line of Credit vs. Fundible
Compare American Express® Business Line of Credit and Fundible to find the right lender for your small business loan.
5 min read Mar 25, 2024 -
American Express® Business Line of Credit vs. Wells Fargo: Which small business lender is right for you?
We’ll help you compare American Express® Business Line of Credit and Wells Fargo business loans.
6 min read Mar 25, 2024 -
20 valuable small-business tax deductions
Learn more about the small business tax deductions that may be available to you.
9 min read Mar 25, 2024 -
Types of equipment financing
Options include term loans, business lines of credit and even SBA loans.
8 min read Mar 22, 2024 -
Types of fast business loans
Fast business loans are useful for quickly funding a business, but it’s important to know the difference and purpose of each type.
4 min read Mar 22, 2024 -
How to get a business line of credit
Want a business line of credit? Here’s what to do.
9 min read Mar 22, 2024 -
Types of business lines of credit
Business lines of credit let you use available credit recurringly, and they come in two forms.
9 min read Mar 22, 2024 -
How to get a business loan with bad credit
You can get a business loan with bad credit. Learn how to boost your approval odds.
14 min read Mar 21, 2024