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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A home with a large front yard
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
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Here’s everything to know about mortgage interest charges and rates.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
A bungalow-style home in Portland, Oregon
Here’s how student loans typically factor into getting a mortgage.
homeowner in striped sweater looking over financial paperwork
Do you really need rates to go down a full percent to make a refinance worth it?
A house next to piles of coins.
Credit unions beat out retail banks when it comes to trust, convenience and resolving problems — and you may qualify for a better rate.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
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Here’s how to refinance a car loan and save.
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Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
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It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Here are the best mortgage lenders for April 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for April 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
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Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
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Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.