Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
Shopping around for the best rate possible is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

An exterior of a home with landscaped yard
What happens when your loan moves to a new servicer?
photo illustration of residential apartment buildings
Here’s what housing-market experts predict for the rest of 2025.
should i sell my house now or wait? real estate for sale sign
With home prices and mortgage rates both high, is now a good time to sell a house?
An apartment building in the suburbs of Dallas, Texas
Yes, you can buy a house with a low income.
Design element of a home in a neighborhood.
More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
home equity loan bad credit
Yes, you can get financing, even if you’re not the most creditworthy candidate.
credit score on mobile phone
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Image of a couple shaking hands with a realtor handing them keys with illustrated graphic features
By comparing mortgage offers, you can potentially save thousands.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Here are some of the best mortgage lenders in Texas in 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
Here are some of the best mortgage lenders in Texas in 2026.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.