Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for April 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
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News highlights
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Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Mortgage rates retreat amid swings In markets
One offers certain, unchanging payments; the other, a chance to pay less interest.
Here’s a look at the largest group of homebuyers today.
For one thing, you could lose your home if things go south.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Doubtful — but homebuyers should know the pros and cons of prequalification anyway.
It can be a route to homeownership for those with lower incomes.
Bottom line: Will refinancing help you save money?
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
You save a chunk of cash upfront, but it may cost you more in the long run.
The rules are different for refinancing a second home or investment property.
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
This legal process could help you keep your home — but it comes with a catch.
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
Trust us, you don’t want to trigger it. Here’s why.
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
Up to four, usually. But it’s complicated.