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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
How low will they go?
Grandparents spend time with their grandchild
When you pass away, your mortgage doesn’t suddenly disappear.
Senior couple looking at a laptop
Here’s what to consider before paring down your home.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
Illustrated collage of: A hand holding a pencil with a house made of money
It’s the fun part, when you get your money. But you have to be ready when it ends.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
A dad and his two children riding bicycles together
The cash you’ll get comes at cost. Here’s how to minimize it.
What is a second mortgage, and how does it work?
It can have huge benefits — if you do it right.
A one-story single-family home and yard
Here’s how to cut this monthly insurance cost it if you’re eligible.
First, you celebrate. But remember: You’ve got some new obligations too.
Image collage featuring a photograph torn in two
If the martial home has a lien on it, things can get complicated.
Borrowers meet with a loan officer to refinance their mortgage.
Usually, no. But you still need to have some cash on hand at the closing.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
Image of houses on a sunny day
Here are the best mortgage lenders for October 2024.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
Here are some of the best mortgage refinance lenders in 2024.
The Liberty Bridge stretches across the roaring Reedy River in Greenville, SC, as floodwaters churn below.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.