Mortgages

Is one better than the other? Here are the pros and cons of each.

It varies, but generally, the lower the better. Here’s why.

Hard to avoid it if your down payment is low. But must you pay this extra fee forever?

FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.

Lenders use this guideline to determine how big of a home purchase you can afford.

If you get a mortgage, you’ll need to make a monthly loan payment. Here’s a look at the national average.

Underwater mortgages can occur during an economic downturn when home values fall.

There’s no way around it: Getting a mortgage to buy a home is complex and time-consuming — about as enjoyable as doing your taxes. Lenders need to know seemingly everything about your finances before [...]

The answer depends on how far into the loan you are or how close you may be to the end.

One readers asks: When will we be out of this economic downturn?

A reader asks: Should I pay down my mortgage or contribute more to retirement?

Readers want to know: Will economic disruption cause home prices to fall?

One reader asks: With interest rates so low, is it a good idea to invest in real estate?

Find out what you can do if your stimulus check was deposited into the wrong account.

See whether it’s smart to tap retirement savings to pay down debt.

Bankrate’s experts answer reader questions each week.

Here are the best mortgage lenders for June 2026.

Here are some of the best mortgage lenders in Florida in 2026.

Here are some of the best mortgage lenders in California in 2025.

Here are some of the best mortgage lenders in Texas in 2026.

Our list of lenders best suited to helping out a novice homeowner-to-be.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best cash-out refinance lenders in 2026.

Here is Bankrate’s guide to the best construction loan lenders.

Underwater mortgages can occur during an economic downturn when home values fall.

For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.

Don’t give up on trying to keep your home. One of these strategies might rescue you.

It’s not the end if you miss just one. But don’t make a habit of it.

Is a Fannie Mae HomePath property right for you?

It’s like a mortgage, only it makes foreclosure a lot easier.

If you’re behind on your mortgage, a Flex Modification might be able to help.

A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.