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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Our list of lenders best suited to helping out a novice homeowner-to-be.
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Bankrate analysts and others weigh in on what to expect for mortgage rates in March.
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A 7/1 ARM has a more appealing interest rate to start, but there is risk.
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Pay a little more every month, and cut your mortgage interest by a lot.
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A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
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The cash you’ll get comes at a cost. Here’s how to minimize it.
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Mortgage rates drop in hopes of a Fed rate cut
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From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
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It can have huge benefits — if you do it right.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
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It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
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A cash-out refinance is best reserved for major expenses.
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Here’s how an FHA cash-out refinance works.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
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For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
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When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
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Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
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It’s like a mortgage, only it makes foreclosure a lot easier.
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If you’re behind on your mortgage, a Flex Modification might be able to help.
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A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.