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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
A Mediterranean-style single-family home with landscaping
The mortgage interest deduction allows you to reduce your taxable income.
A house on a sunny day
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in September 2024 and beyond.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Unless you’re winning on a regular basis, it might be tough to use sports betting income to qualify for a mortgage.
Homebuyers research mortgage lenders.
Although lenders can provide the same end product, not all are created equally.
A boy plays with blocks with his parents; his mother is in the military
Don’t skip this crucial step on your road to homeownership.
An apartment garden complex
It covers a particular type of borrower or investor. Newbies needn’t apply.
Over the shoulder view of young man checking financial data with mobile banking app
But is the reduction in rates worth a rush to redo your loan?
A current or veteran military person? Here are the top VA lenders for you.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Imagine of a house on a lake
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
A current or veteran military person? Here are the top VA lenders for you.
Image of houses on a sunny day
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
A single-story home with yard and driveway
It’s the first step on the road to losing your home. So avoid it.