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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring a set of row houses on a sunny day
Is one better than the other? Here are the pros and cons of each.
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It varies, but generally, the lower the better. Here’s why.
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Hard to avoid it if your down payment is low. But must you pay this extra fee forever?
FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.
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Lenders use this guideline to determine how big of a home purchase you can afford.
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If you get a mortgage, you’ll need to make a monthly loan payment. Here’s a look at the national average.
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Underwater mortgages can occur during an economic downturn when home values fall.
A "Pleast take one" sign in front of a for-sale property.
There’s no way around it: Getting a mortgage to buy a home is complex and time-consuming — about as enjoyable as doing your taxes. Lenders need to know seemingly everything about your finances before [...]
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Here are the best mortgage lenders for June 2026.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
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Here’s how to refinance a car loan and save.
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Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
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It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are the best mortgage lenders for June 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
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Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
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This legal process could help you keep your home — but it comes with a catch.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
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A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
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Yes, you can own again. But it’ll take patience and a strong financial profile.