Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
Explore more
Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Limited spots available
Help us shape the future of personal finance
We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.
Priority rate alerts
Exclusive member offers
Time saving
Please provide a valid email address
Limited spots remaining
You're signed up!
Now, help us personalize your experience. Answering the next few questions will ensure you receive the most relevant tips and offers.
Stay tuned to see what we're building
You're all set! We're gearing up to share something big. You'll hear from us soon with what's next.
Editor's picks
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for January 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Mortgage rates dipped this week to their lowest level in three years.
President Donald Trump offered two new proposals in early January aimed at the stubbornly complex issue of home affordability. Trump on Wednesday said he would move to ban institutional buyers from the [...]
Mortgage rates dipped this week to their lowest level in more than a year.
Bankrate senior industry analyst Ted Rossman shares his take on what will happen to mortgage rates in 2026.
Bankrate analysts and others weigh in on what to expect for mortgage rates in January.
Mortgage rates held steady following the final Fed cut of the year.
Here are the best mortgage lenders for January 2026.
Mortgage rates fell a bit this week following the final Fed cut of the year.
Here are the best mortgage lenders for January 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Mortgage rates reversed course to edge a bit higher this week.
Mortgage rates hit their lowest level of the year after another Fed cut.
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Mortgage rates hit their lowest level of the year in anticipation of another Fed cut.
After holding steady for three straight weeks, mortgage rates edged a bit lower.
Here are the best mortgage lenders for January 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Bankrate’s guide to finding the best reverse mortgage lender for you
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
Real estate auctions are complicated, and can be very competitive.
A bargain and sale deed can crop up in foreclosure or tax sales. Here’s what it means.
Judicial foreclosures, as opposed to non-judicial ones, are executed in the court system — meaning they involve a lawsuit.
San Francisco had the most homes topping list price in December.