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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A house on a stack of money
Mortgage rates dropped a bit lower this week in anticipation of another Fed cut.
jumbo loan limits by state
Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
A house on a sunny day
Bankrate analysts and others weigh in on what to expect for mortgage rates in December.
Here are the best mortgage lenders for December 2025.
A house on a stack of money
Mortgage rates dropped a bit lower this week.
An overhead view of a house under construction
As they struggle to persuade Americans to buy new homes, homebuilders have leaned hard on a new tactic: Builders’ mortgage arms are wooing consumers with cut-rate home loans. The average mortgage rate [...]
A large "for sale" sign
Mortgages are sold all the time, so if it happens to you, don’t panic.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Here are the best mortgage lenders for December 2025.
A house on a stack of money
Mortgage rates reversed course to edge a bit higher this week.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates hit their lowest level of the year after another Fed cut.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
A house on a stack of money
Mortgage rates hit their lowest level of the year in anticipation of another Fed cut.
A house on a stack of money
After holding steady for three straight weeks, mortgage rates edged a bit lower.
Here are the best mortgage lenders for December 2025.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
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Bankrate’s guide to finding the best reverse mortgage lender for you
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
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U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?
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To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
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To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.