Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Aerial view of the houses in the suburban areas in Sayerville, New Jersey, USA
The downgrade of U.S. debt created one more reason for mortgage rates to stay at a peak.
Panoramic aerial view of a upscale suburbs in Atlanta
Mortgage rates have shot up this year, but inflation isn’t the only driver.
A row of houses surrounded by green grass and trees
The nation’s two largest mortgage lenders have rolled out 1% down payment loans. Is there a catch?
Residential home exterior
Current residential mortgage statistics in the U.S.
Modern residential houses, street view
The reward for stellar credit has narrowed for some borrowers — but are they really paying more?
illustration of two people in boat
With a mortgage partner like HSBC, you can simplify your overseas move.
Placeholder image
Mortgage rates can vary significantly from one loan type to another and by state. Select the mortgage loan type that you are interested in from the list below to start comparing personalized rates from [...]
Rates have taken a tumble this week. But the big question is: Will they bounce back?
Balacing a house and coins
Everything you need to know about how, and when, to refinance your home loan.
Older woman using resistance bands to exercise
It can be tougher to qualify for a mortgage as a retiree. Here’s why, and how to bridge the gap.
Here are the best mortgage lenders for January 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
A house on a stack of money
Mortgage rates reversed course to edge a bit higher this week.
A house on a stack of money
Mortgage rates hit their lowest level of the year after another Fed cut.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Here are the best mortgage lenders for January 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Senior couple managing finances
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Wooden house in neighborhood
It’s like a mortgage, only it makes foreclosure a lot easier.
The exterior of a two-story single-family home with attached garage and driveway
If you’re behind on your mortgage, a Flex Modification might be able to help.
Mother holding a baby while looking at documents
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.