Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

illustration of two people in boat
With a mortgage partner like HSBC, you can simplify your overseas move.
Placeholder image
Mortgage rates can vary significantly from one loan type to another and by state. Select the mortgage loan type that you are interested in from the list below to start comparing personalized rates from [...]
Illustrated image of a house with graphics in the background hinting at rising rates
Will rates continue the downward trend in April?
Young woman paying for coffee with credit card
Is Rocket Mortgage’s new rewards credit card the best way to save for a down payment?
Historic homes in a neigbhorhood
Here are the basics on this crucial document and what it includes.
Couple speaking with a financial advisor
The Federal Reserve stayed the course on inflation. What will happen to homebuyers now?
Single-family home in Pasadena, California
They both related to property ownership, but one is a physical thing and the other is abstract.
Rates have taken a tumble this week. But the big question is: Will they bounce back?
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
A house on a stack of money
Mortgage rates retreat amid swings In markets
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Couple negotiates at an auto dealership
Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
A single-family Colonial-style home
Just because these generous loans let you tap all of your home equity doesn’t mean you should.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.