Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

A house on a stack of money
Mortgage rates fell again this week to a low not seen since 2022.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
A house on a stack of money
Mortgage rates fell this week to lows not seen since 2022.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
Woman speaking on phone
From not shopping around to trying to time the market, here are missteps to avoid when buying a house.
A piggy bank, a model of a house, a stack of coins and two keyrings.
Saving the cash you’ll need upfront on a house can be tough. These tactics can help.
A house on a stack of money
Mortgage rates rose this week, but they’re still near lows not seen in three years.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
OK with doing your loan digitally? These mortgage companies are the tops.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best lenders for low- and no-down payment mortgages in 2025.
Here are some of the best bad credit mortgage lenders in 2025.
Close up of a person signing a contract
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
A couple sitting on a couch together, discussing an issue
If a hidden debt or other financial betrayal leaves you struggling to pay your mortgage, don’t wait.
blue house being auctioned off, yellow auction sign out front
Real estate auctions are complicated, and can be very competitive.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?
Placeholder image
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
Placeholder image
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.