Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
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Editor's Picks
What's new
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Has the buy now, pay later model changed American spending habits for good?
BNPL apps have altered American spending habits.
13 min read Apr 03, 2023 -
Secured vs. unsecured personal loans: What you need to know
Here are fundamental differences between secured and unsecured personal loans.
4 min read Mar 27, 2023 -
Online cash advance: What is it and what are its alternatives?
Online cash advances can come with high costs, so alternatives are almost always a better option for most people.
4 min read Mar 22, 2023 -
Does applying for a loan hurt your credit score?
Shopping for a personal loan? Here’s how it affects your credit score.
4 min read Mar 22, 2023 -
9 myths about personal loans debunked
Personal loans have grown in popularity. In these cities, you’ll find the best rates.
4 min read Mar 09, 2023 -
What are instant loans? Everything you need to know
Consider some alternatives before getting an instant loan.
5 min read Feb 27, 2023 -
How to apply for a debt consolidation loan
Get approved for a debt consolidation loan faster by following these steps.
3 min read Feb 08, 2023 -
Payday loan statistics
Payday loan statistics show factors such as demographics of people most likely to use them.
4 min read Feb 03, 2023 -
Plastic surgery financing facts and statistics
Since the pandemic started and Zoom meetings became the new normal, Americans have become increasingly more aware of their appearance. In fact, a recent report by the American Society of Plastic Surgeons [...]
4 min read Feb 01, 2023 -
How to compare personal loans for bad credit
Take these steps to compare loans if you have bad credit.
3 min read Jan 31, 2023
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham has been a personal finance writer with Bankrate since 2020. She started out as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.